1110 12th St S, Moorhead, MN, 56560
About This Home
Great investment opportunity in a prime Moorhead location—just one block from the colleges and centrally located between Concordia and MSUM. This well-maintained duplex offers flexible living options for investors or owner-occupants. The main level features a spacious 3-bedroom, 1-bath unit, while the lower level includes a 1-bedroom, ¾ bath unit with a private side entrance—ideal for separate tenants or extended living. Both units share a laundry area with additional storage. Recent updates include many newer windows, a new concrete driveway, and updated sidewalks. Outside, enjoy a large deck with direct access to a fully fenced backyard—perfect for relaxing or entertaining. The property also includes a detached 1-stall garage. With a strong rental setup and excellent location, this property is ready for immediate income potential or could easily function as a single-family home.
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1950
Materials
- Roof: Architectural Shingle
Type & Style
- Home type: MultiFamily
- Property subType: Duplex Up and Down
Interior
Appliances
- Laundry features: Common Area
Basement
- Has basement: Yes
- Basement: Finished
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
Features
- Finished area below ground: 809
- Finished area above ground: 1,078
Heating
- Heating features: Forced Air
Interior Area
- Total structure area: 2,156
- Total interior livable area: 1,887 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 587261610
- Foundation area: 1078
Features
- Levels: Two
- Pool features: None
- Patio & porch: Deck
- Fencing: Chain Link
- Topography of land: Level
Lot
- Lot size: 7,405 sqft
- Lot size dimensions: 50 x 150
Parking
- Total spaces: 1
- Parking features: Detached Garage,Concrete
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
- Hail
- Ice Storm
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,150 | $13,800 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $379 | $4,548 |
| Electricity | $170 | $2,050 |
| Total | $1,882 | $22,584 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-13 | Price change | $225,000 |
| 2026-07-29 | Price change | $227,500 |
| 2026-07-15 | Price change | $230,000 |
| 2026-07-07 | Listed for sale | $235,000 |
| 2024-08-30 | Sold | $200,000 |
| 2024-08-07 | Pending sale | $219,000 |
| 2024-08-05 | Listed for sale | $219,000 |
| 2020-07-30 | Sold | $163,100 |
| 2020-06-04 | Listed for sale | $164,900 |
| 2015-05-22 | Sold | $139,000 |
| 2015-04-12 | Listed for sale | $139,000 |
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