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608 37th Ave S, Moorhead, MN, 56560

2beds
3baths
2,048sqft
$260,000
$127price/sqft
$1,971/moest. monthly cost
$78,840/yrincome needed

About This Home

Welcome home to this beautifully maintained twinhome in South Moorhead, conveniently located near restaurants, parks, and everyday amenities. Designed with entertaining in mind, the main level features an open-concept layout with an updated kitchen offering abundant cabinet and countertop space. The inviting living room is filled with natural light and showcases a stunning floor-to-ceiling stone fireplace as its focal point. You'll also appreciate the convenience of main-floor laundry and a half bath. Upstairs, you'll find two spacious bedrooms, including an oversized primary suite featuring a private bathroom, a beautiful stone accent wall with a cozy fireplace, and its own large balcony, perfect for enjoying your morning coffee or unwinding at the end of the day. The finished basement provides even more living space with a spacious family room featuring a stylish wood accent wall, a relaxing sauna and shower, and flex room perfect for an office, home gym, or storage. Step outside to the covered deck overlooking the fully fenced backyard, offering the ideal space for entertaining, grilling, or simply enjoying the outdoors. Attached two-stall garage.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
73
BikeVery Bikeable

Schools

5/10
Horizon Middle SchoolGrades 5-82.9 mi
7/10
Moorhead High SchoolGrades 9-122.8 mi

Construction

Condition

  • Year built: 1979

Type & Style

  • Home type: SingleFamily
  • Property subType: Twin Home

Interior

Appliances

  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 1
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 2
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 488
  • Finished area above ground: 1,560

Heating & Cooling

  • Heating features: Dual Fuel/Off Peak,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,312
  • Total interior livable area: 2,048 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Sauna

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 580150100
  • Attached to another structure: Yes
  • Zoning description: Residential-Single Family
  • Foundation area: 752

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Patio
  • Fencing: Partial

Lot

  • Lot size: 4,791 sqft
  • Lot size dimensions: Irregular

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Cold Wave
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$183$2,196
Property Taxes $302$3,624
Electricity $172$2,072
Total$1,971$23,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,577/yr
40% on housing$59,130/yr
45% on housing$52,560/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-08Listed for sale$260,000
2010-12-05Listing removed$151,900
2010-11-14Price change$151,900
2010-08-21Price change$154,900
2010-06-18Listed for sale$157,900
2005-09-23Sold$148,900

For Sale by Agent

AgentMarc Bushee
BrokerageOxford Realty (FM)

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