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203 7th St S, Moorhead, MN, 56560

5beds
3baths
3,184sqft
$390,000
$122price/sqft
$2,899/moest. monthly cost
$115,960/yrincome needed

About This Home

Step into a piece of Moorhead history with one of the few remaining historic homes in Downtown Moorhead — beautifully restored and full of character. Originally built in 1910 by an owner of the famed Three Orphans Saloon, this remarkable property blends timeless craftsmanship with thoughtful modern updates. From the welcoming front porch and grand foyer to the original woodwork, hardwood floors, and soaring ceilings, historic charm shines throughout. The oversized updated kitchen was designed for entertaining, featuring an abundance of cabinetry, a massive pantry wall, and two hidden doorways leading to an additional secret pantry space. The main floor offers exceptional gathering spaces including two living rooms, an entertainment room, formal dining area, mudroom, and an updated half bath. Upstairs you’ll find all five spacious bedrooms along with two beautifully updated full bathrooms and a large balcony retreat off one of the bedrooms. The expansive attic is truly one-of-a-kind with high ceilings, built-ins, stained glass details, and even a climbing wall — offering endless possibilities for additional living, studio, or creative space. Zoned Downtown Mixed Use, this unique property opens the door to countless opportunities including residential living, business use, or a live/work concept in the heart of Downtown Moorhead.

Getting Around

86
WalkingVery Walkable
0
TransitVery Limited Transit
69
BikeBikeable

Schools

8/10
Probstfield ElementaryGrades K-41.7 mi
5/10
Horizon Middle SchoolGrades 5-82.5 mi
7/10
Moorhead High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 1910

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Egress Window(s),Full

Bathroom

  • Level: Main

Bathroom

  • Level: Second

Bathroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom2

  • Level: Second

Bedroom3

  • Level: Second

Bedroom4

  • Level: Second

Bedroom5

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Third

Features

  • Finished area below ground: 0
  • Finished area above ground: 3,184

Flex Room

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,456
  • Total interior livable area: 3,184 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Living Room

  • Level: Main

Storage

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 585751791
  • Zoning description: Business/Commercial,Other,Residential-Single Family
  • Foundation area: 1272

Features

  • Levels: More Than 2 Stories
  • Fencing: Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Corner Lot
  • Lot size dimensions: 81.4 x 100

Parking

  • Parking features: Concrete

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind
Hail
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$183$2,196
Property Taxes $476$5,712
Electricity $268$3,222
Total$2,899$34,788
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,394/yr
40% on housing$86,970/yr
45% on housing$77,306/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$122This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$390,000
2026-06-06Price change$392,500
2026-05-20Listed for sale$395,000
2023-08-11Sold$360,000
2023-07-20Pending sale$360,000
2023-07-04Listed for sale$360,000
2020-12-14Sold$231,200
2019-08-30Sold$229,000
2019-08-07Price change$239,900
2019-07-04Price change$249,900
2019-06-16Price change$259,900
2019-05-23Price change$269,900
2019-03-21Listed for sale$275,000
2017-03-15Sold$259,000
2016-02-02Sold$102,000
2015-02-05Listing removed$249,000
2014-07-04Listed for sale$249,000
2012-09-06Sold$125,000
2012-05-24Price change$119,900
2012-04-22Price change$131,900
2012-03-23Price change$141,900
2012-02-21Price change$149,900
2012-01-22Price change$159,900
2011-04-08Price change$187,900
2011-03-11Price change$199,900
2011-02-18Listed for sale$201,900

For Sale by Agent

AgentAnne Kallhoff
BrokerageRoers Real Estate Services LLC

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