




3902 6th St S, Moorhead, MN, 56560
About This Home
If summer had a home, this would be it featuring this move-in ready 4-level home sitting proudly on a corner lot, where comfort meets your own private backyard retreat. From the moment you step inside, you’ll notice how well this home has been cared for—professionally cleaned and ready for you to simply unpack and enjoy. Out back is where the magic really happens. Picture long summer days spent cooling off in the above-ground pool, followed by relaxing evenings in the hot tub or unwinding in your own sauna. It’s the kind of backyard that feels like a staycation every single day. The fully fenced yard offers privacy and space to play, garden, or just soak up the sunshine. You’ll even find established raspberry bushes, perennials and a garden area ready for your green thumb. Need space for hobbies, toys, or extra storage? The detached single garage with a 2-story setup gives you flexibility, and it’s topped off with brand new shingles (July 2026). Plus, the attached 2-stall garage adds everyday convenience. This home blends function, fun, and that easy summer lifestyle—whether you're hosting friends, enjoying quiet mornings outside, or simply beating the heat in your own backyard oasis. Come see it before someone else dives in first. owners/agents
Getting Around
Schools
Construction
Condition
- Year built: 1993
Materials
- Roof: Asphalt
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Cooktop,Dishwasher,Disposal,Microwave,Range,Refrigerator,Stainless Steel Appliance(s)
Basement
- Has basement: Yes
- Basement: Full
Bathroom
- Level: Upper
Bathroom
- Level: Lower
Bathroom
- Level: Basement
Bedroom
- Level: Upper
Bedroom2
- Level: Upper
Bedroom3
- Level: Lower
Bedroom4
- Level: Basement
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 2
Dining Room
- Level: Main
Family Room
- Level: Lower
Features
- Number of fireplaces: 2
- Fireplace features: Gas
- Fireplace: Yes
- Finished area below ground: 1,018
- Finished area above ground: 1,470
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 2,738
- Total interior livable area: 2,488 sqft
Laundry
- Level: Basement
Living Room
- Level: Main
Patio
- Level: Main
Storage
- Level: Basement
Sun Room
- Level: Main
Utility Room
- Level: Basement
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 584910340
- Zoning description: Residential-Single Family
- Foundation area: 1216
Features
- Levels: Four or More Level Split
- Private pool: Yes
- Pool features: Above Ground
- Patio & porch: Deck,Patio
- Has spa: Yes
- Spa features: Hot Tub
- Fencing: Wood
Lot
- Lot size: 0.27 Acres
- Features: Corner Lot
- Lot size dimensions: 11899
Parking
- Total spaces: 2
- Parking features: Attached,Detached Garage,Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Winter Weather
- Cold Wave
- Strong Wind
- Hail
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,149 | $25,788 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $525 | $6,300 |
| Electricity | $209 | $2,518 |
| Total | $3,066 | $36,792 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-11 | Price change | $419,000 |
| 2026-07-25 | Listed for sale | $425,000 |
| 2013-10-25 | Sold | $275,000 |
| 2013-08-15 | Listed for sale | $275,000 |
