




1638 265th St N, Hawley, MN, 56549
About This Home
Nestled in the quiet, rural community of Winnipeg Junction, this unique property offers nearly an acre of peaceful surroundings with abundant gardens, privacy, and room to make it your own. It's a setting that feels secluded while remaining just a short drive from Hawley. The original 1897 house features a welcoming sunroom, living room, dining room, and main-floor bedroom. Upstairs offers a bedroom, full bathroom, and versatile flex room that could serve as an office, hobby space, or additional sleeping area. A substantial addition completed in 2000 creates the heart of the home with a spacious kitchen featuring a center island, an adjoining informal dining area, two additional bedrooms, a full bathroom, and main-floor laundry. The addition also includes an unfinished basement, offering excellent potential for future living space, storage, or workshop space. Outside, the property truly shines. A welcoming front patio and rear wood deck provide inviting spaces to relax and enjoy the peaceful surroundings. The deck overlooks extensive perennial gardens that have been lovingly planted and cared for, creating a colorful landscape that changes with the seasons. A large vegetable garden provides room to grow your own produce, and a detached double garage offers parking and storage. This property offers a rare opportunity for buyers seeking a peaceful rural setting with space to garden, personalize, and create a place of their own.
Getting Around
Schools
Construction
Condition
- Year built: 1897
Materials
- Roof: Age Over 8 Years
- Construction materials: Frame
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dryer,Electronic Air Filter,ENERGY STAR Qualified Appliances,Microwave,Range,Refrigerator,Washer
- Laundry features: In Kitchen,Main Level
Basement
- Has basement: Yes
- Basement: Sump Pump,Unfinished
Bathroom
- Level: First
Bathroom
- Level: Second
Bedroom
- Level: First
Bedroom2
- Level: First
Bedroom3
- Level: First
Bedroom4
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Deck
- Level: First
Dining Room
- Level: First
Features
- Finished area below ground: 0
- Finished area above ground: 1,956
Flex Room
- Level: Second
Heating & Cooling
- Heating features: Baseboard
- Cooling features: None
Interior Area
- Total structure area: 2,796
- Total interior livable area: 1,956 sqft
Kitchen
- Level: First
Living Room
- Level: First
Other
- Level: Basement
Sun Room
- Level: First
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 140800204
- Zoning description: Residential-Single Family
- Foundation area: 1464
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
Lot
- Lot size: 0.93 Acres
- Lot size dimensions: 150' x 130', 100' x 140', and 50' x 140'
Parking
- Total spaces: 2
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Winter Weather
- Hail
- Strong Wind
- Drought
- Tornado
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,390 | $16,680 |
| Home Insurance * | $198 | $2,376 |
| Property Taxes | $247 | $2,964 |
| Electricity | $170 | $2,050 |
| Total | $2,005 | $24,060 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-05 | Price change | $265,000 |
| 2026-06-16 | Price change | $275,000 |
| 2026-06-06 | Listed for sale | $300,000 |
