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1249 McGowan Dr, Southaven, MS, 38671

2beds
2baths
1,200sqft
$195,000
$163price/sqft
$1,412/moest. monthly cost
$56,480/yrincome needed

About This Home

Price Reduced! Move-In Ready and Affordable! Don't miss this well-maintained 2-bedroom, 2-bath home offering comfort, convenience, and value. Recently updated with fresh interior paint and brand-new flooring, this home is move-in ready and waiting for its new owner. With an affordable price point, this property is an excellent opportunity for first-time homebuyers, downsizers, or anyone seeking low-maintenance living in a desirable location. The functional floor plan provides comfortable living spaces, while the recent updates give the home a fresh, modern feel. Conveniently located near shopping, schools, restaurants, and easy interstate access, you'll enjoy a quick commute and all the amenities you need just minutes away. Whether you're looking for your first home, a place to simplify your lifestyle, or an investment opportunity, this charming home checks all the boxes. Schedule your showing today before it's gone!

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

6/10
2/10
Southaven Middle SchoolGrades 6-82.6 mi
6/10
Southaven High SchoolGrades 9-122.4 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1996

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Refrigerator,Washer/Dryer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,200
  • Total interior livable area: 1,200 sqft

Property

Details

  • Parcel number: 2081021600010700

Features

  • Levels: One
  • Stories: 1
  • Exterior features: None

Lot

  • Lot size: 4,791 sqft

Parking

  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $986$11,832
Home Insurance *$148$1,776
Property Taxes $86$1,032
Electricity $192$2,304
Total$1,412$16,944
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$48,411/yr
40% on housing$42,360/yr
45% on housing$37,653/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$163This listing

vs Other Active Listings

Avg $/sqft

ZIP 38671$119
DeSoto County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 38671$156
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$190,000
2026-08-10Price change$190,000
2026-07-18Listed for sale$195,000
2026-07-12Pending sale$195,000
2026-06-24Price change$195,000
2026-06-09Price change$199,900
2026-05-29Listed for sale$210,000
2022-05-06Sold--
2022-03-24Pending sale$160,000
2022-03-22Listed for sale$160,000

For Sale by Agent

AgentLaurel A Fox
BrokerageThe Home Partners Realty, LLC

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