See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1215 13th St N, Moorhead, MN, 56560

4beds
2baths
1,828sqft
$258,000
$141price/sqft
$1,975/moest. monthly cost
$79,000/yrincome needed

About This Home

Welcome home to this tastefully updated nearly 2,000 sq. ft. rambler, ideally situated directly across from a stunning park featuring a large playground, pickleball courts, basketball court, and baseball diamond. Enjoy the perfect combination of comfort, convenience, and outdoor recreation right outside your door. Inside, you'll find 4 spacious bedrooms and 2 bathrooms, including 3 bedrooms on the main level—ideal for families, guests, or a home office setup. The open-concept kitchen flows seamlessly into the dining and living areas, creating a bright and inviting space for everyday living and entertaining. Recent updates include fresh paint, new stainless-steel microwave and dishwasher, and a new water heater. All windows have been replaced within the last 8 years, providing added efficiency and peace of mind. The finished lower level features a generously sized fourth bedroom with an oversized walk-in closet, offering excellent storage and flexibility. Outside, enjoy a fully fenced backyard perfect for pets, play, and gatherings. The extra-deep 40-foot tandem garage provides ample space for vehicles, storage, or a workshop, while the paver patio and fire pit create a wonderful outdoor retreat for relaxing evenings with family and friends. The 10x12 shed offers space for overflow from the garage. Located in a fantastic neighborhood, this move-in-ready home offers space, updates, and an unbeatable park-side location. Don't miss your opportunity to make it yours!

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
38
BikeSomewhat Bikeable

Schools

3/10
R. Asp Elementary SchoolGrades K-40.2 mi
5/10
Horizon Middle SchoolGrades 5-82.7 mi
7/10
Moorhead High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1951

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedroom4

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Basement

Features

  • Finished area below ground: 864
  • Finished area above ground: 964

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,928
  • Total interior livable area: 1,828 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 588190890
  • Zoning description: Residential-Single Family
  • Foundation area: 964

Features

  • Levels: One
  • Stories: 1
  • Fencing: Full

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Tandem Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,304$15,648
Home Insurance *$183$2,196
Property Taxes $318$3,816
Electricity $170$2,050
Total$1,975$23,700
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$67,714/yr
40% on housing$59,250/yr
45% on housing$52,666/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$135
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Price change$258,000
2026-07-13Price change$259,900
2026-06-19Listed for sale$265,000
2018-06-28Sold$202,000
2018-05-01Listed for sale$199,900
2016-09-09Sold$171,000

For Sale by Agent

AgentPatrick D Stoa
BrokerageREALTY XPERTS

Similar Homes