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537 Golden Pond Dr, Coldwater, MS, 38618

3beds
3baths
2,200sqft
$390,000
$177price/sqft
$2,617/moest. monthly cost
$104,680/yrincome needed

About This Home

Welcome to 537 Golden Pond Dr in Coldwater! This spacious home offers impressive curb appeal with a wide covered front porch, classic brick-and siding exterior, and charming dormer windows. Inside, the open and airy layout features arched openings, high ceilings, abundant natural light, and beautiful wood flooring throughout the main living areas. Then generous Kitchen provides extensive cabinetry, ample counter spaces, a large center island, stainless-steel dishwasher, and plenty of room for gathering and entertaining. Multiple living and dining spaces create flexibility for everyday living, a home office, or hosting guests. French doors provide easy access to the outdoor areas, while the expansive front lawn offers plenty of room to enjoy the peaceful setting. This property combines space, character, and functionality. Don't for get to check out the Extra Expandable Space upstairs!!- schedule your private showing today!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

--
--
Coldwater High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 2006

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher
  • Laundry features: Laundry Room,Main Level

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Family Room

  • Level: Main

Features

  • Ceiling Fan(s),Vaulted Ceiling(s),Other,Double Vanity,Kitchen Island
  • Door features: Dead Bolt Lock(s),Double Entry,French Doors
  • Window features: Blinds
  • Flooring: Carpet,Tile,Wood

Heating & Cooling

  • Heating features: Central,Propane,Other
  • Cooling features: Electric,Multi Units

Interior Area

  • Total structure area: 2,200
  • Total interior livable area: 2,200 sqft

Property

Details

  • Parcel number: 038330000518

Features

  • Levels: One and One Half
  • Stories: 1
  • Patio & porch: Rear Porch
  • Exterior features: Rain Gutters
  • Fencing: Back Yard,Chain Link

Lot

  • Lot size: 2 Acres
  • Lot size dimensions: 0

Parking

  • Total spaces: 2
  • Parking features: Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Lightning
Tornado
Earthquake
Strong Wind

FEMA Declared Disasters in Tate County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,972$23,664
Home Insurance *$237$2,844
Property Taxes $204$2,448
Electricity $204$2,454
Total$2,617$31,404
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$89,725/yr
40% on housing$78,510/yr
45% on housing$69,786/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.4%
7.4%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 38618$150
Tate County$143

vs Homes Sold Last Month

Median $/sqft

ZIP 38618$174
Tate County$165

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$380,000
2026-07-10Listed for sale$390,000
2014-04-15Sold--
2014-01-05Listing removed$189,000
2013-09-22Price change$189,000
2013-04-06Price change$199,000
2013-03-04Price change$219,000
2012-09-24Listed for sale$229,000
2011-11-25Listing removed$215,000
2011-10-08Price change$215,000
2011-07-08Price change$225,000
2011-04-20Listed for sale$230,000
2011-03-11Listing removed$225,000
2010-12-30Listed for sale$225,000

For Sale by Agent

AgentJennifer A Clark
BrokerageTiger Realty

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