286 Caleb Ln, Coldwater, MS, 38618
About This Home
Escape to peaceful country living with this beautiful 3-bedroom, 2.5-bath home situated on 5.2 acres of horse-ready property. Perfect for equestrian enthusiasts or anyone looking for space and privacy, this property features a 2-4 stall barn with attached storage/tack room. Open acreage ideal for horses, livestock, or simply enjoying the outdoors. The home offers a comfortable layout with spacious living areas, plenty of natural light, and room for both relaxing and entertaining. Whether you're looking to start your own hobby farm or just want the tranquility of wide-open land, this property delivers the perfect blend of country charm and everyday convenience. Enjoy morning coffee overlooking your pasture. Enjoy evenings fishing the private pond in the back pasture!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 2003
Materials
- Foundation: Combination
- Roof: Metal
- Construction materials: Brick,Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Built-In Gas Range,Dishwasher,Microwave
- Laundry features: In Kitchen
Bathroom
- Level: Main
Bathroom
- Level: Upper
Bedroom
- Level: Upper
Bedroom
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Bonus Room
- Level: Main
Family Room
- Level: Main
Features
- Eat-in Kitchen,High Speed Internet,Kitchen Island,Primary Downstairs
- Window features: Blinds,Double Pane Windows
- Flooring: Carpet,Tile,Wood
Heating & Cooling
- Heating features: Central,Propane
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 2,027
- Total interior livable area: 2,027 sqft
Kitchen
- Level: Main
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 026240001286
- Horse amenities: Barn,Pasture,Tack Room
Features
- Levels: Two
- Stories: 2
- Patio & porch: Front Porch,Rear Porch
- Exterior features: Dog Run
- Fencing: Barbed Wire,Gate,Perimeter,Fenced
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 5.20 Acres
- Features: Rectangular Lot
Parking
- Total spaces: 2
- Parking features: Detached Carport,Gravel
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Earthquake
- Hail
- Strong Wind
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Tate County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,714 | $20,568 |
| Home Insurance * | $206 | $2,472 |
| Property Taxes | $177 | $2,124 |
| Electricity | $192 | $2,304 |
| Total | $2,289 | $27,468 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
WildfireHailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-07 | Price change | $355,000 |
| 2026-03-11 | Listed for sale | $369,900 |
View on Zillow