695 Swinnea Lakes Dr, Southaven, MS, 38672
About This Home
Experience the perfect blend of space, style, and serenity in this beautifully appointed 4-bedroom, 2.5-bath home, nestled on 1.5 acres of scenic lakefront property. From the moment you arrive, the massively covered front porch welcomes you into a thoughtfully designed home filled with charm and natural light. Step inside to a grand two-story foyer accented with elegant shiplap walls, opening into a spacious great room and formal dining room. The dining room features rich hardwood floors, a decorative fireplace mantel, and classic board and batten wainscoting. The impressive great room showcases soaring cathedral ceilings, wood floors, a custom shiplap fireplace, an upstairs catwalk overlook, and a wall of windows framing breathtaking water views. The kitchen is both functional and inviting, offering granite countertops, a tiled backsplash, stainless steel appliances, and a double-basin sink. A charming bay window breakfast area features a built-in bench, perfect for casual dining. A convenient butler's pantry connects the kitchen to the formal dining room. The main-level primary suite is a private retreat, complete with a spa-like bath featuring a jetted tub, separate shower, dual sink vanity, custom wainscoting, and a spacious walk-in closet. A half bath and laundry room complete the main floor. Upstairs, you'll find three additional bedrooms--one ideal as a game room--along with a full bath and a catwalk overlooking the great room below. Outdoor living is truly exceptional, with a covered patio, in-ground saltwater pool, fenced pet area, and a storage building with an attached covered bar/entertainment space--perfect for hosting. The expansive backyard offers full lake frontage, complete with a private island and dock, creating a one-of-a-kind waterfront experience. Swinnea Lakes offers the perfect blend of peaceful, country-style living while still being just minutes from restaurants, shopping, and top-rated schools - DeSoto Central!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Move In Ready
- Year built: 1999
Materials
- Foundation: Slab
- Roof: Architectural Shingles
- Construction materials: Brick,Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Farmhouse,Traditional
- Property subType: Residential,Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Free-Standing Electric Range,Microwave,Refrigerator
- Laundry features: Laundry Room,Main Level
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Cathedral Ceiling(s),Crown Molding,Eat-in Kitchen,Granite Counters,High Ceilings,High Speed Internet,Pantry,Walk-In Closet(s),Double Vanity
- Door features: Dead Bolt Lock(s),Hinged Patio
- Window features: Blinds,Double Pane Windows
- Flooring: Carpet,Ceramic Tile,Simulated Wood
- Fireplace features: Great Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: Central Air
Interior Area
- Total structure area: 2,773
- Total interior livable area: 2,773 sqft
Property
Details
- Parcel number: Unassigned
- Zoning description: General Residential
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground
- Patio & porch: Deck,Front Porch,Porch,Slab
- Exterior features: None
- Fencing: Wrought Iron,Fenced
- On waterfront: Yes
- Waterfront features: Pond
Lot
- Lot size: 1.50 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Garage Door Opener,Garage Faces Side,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Tornado
- Cold Wave
- Heat Wave
- Lightning
- Earthquake
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in DeSoto County and Mississippi
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,452 | $29,424 |
| Home Insurance * | $294 | $3,528 |
| Property Taxes | $214 | $2,568 |
| Electricity | $257 | $3,094 |
| Total | $3,217 | $38,604 |
Income You'd Need if You Spent...
Mississippi FAIR Plan Programs
Mississippi Residential Property Insurance Underwriting Association
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-13 | Listed for sale | $495,000 |
| 2022-08-04 | Sold | -- |
| 2022-07-05 | Pending sale | $459,900 |
| 2022-06-30 | Listed for sale | $459,900 |
| 2022-06-23 | Pending sale | $459,900 |
| 2022-06-16 | Listed for sale | $459,900 |
| 2018-07-26 | Sold | -- |
| 2018-06-11 | Listed for sale | $271,400 |
| 2016-05-29 | Listing removed | $254,900 |
| 2016-05-29 | Listed for sale | $254,900 |
| 2016-05-19 | Pending sale | $254,900 |
| 2016-05-10 | Listed for sale | $254,900 |
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