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1219 12th St S, Moorhead, MN, 56560

3beds
2baths
1,440sqft
$227,500
$158price/sqft
$1,742/moest. monthly cost
$69,680/yrincome needed

About This Home

Charming rambler in established, South Moorhead neighborhood. Spacious backyard on nearly 9,000 SF lot with mature trees, patio, storage shed and 12x20 garage. Light and bright main level living with beautiful hardwood floors, eat-in kitchen with dining nook and updated bath. Two bedrooms on the main with an extra large third bedroom with ensuite, partially finished bathroom. Nice-sized family room or flex space and good storage options. Gas forced air heat, radon reduction system, sump pump, drain tile and more! Cute, clean and move-in ready!

Getting Around

38
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

5/10
Horizon Middle SchoolGrades 5-82.0 mi
7/10
Moorhead High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1952

Materials

  • Roof: Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range,Refrigerator
  • Laundry features: In Basement,Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Block,Drain Tiled,Egress Window(s),Full,Partially Finished,Storage Space,Sump Pump

Bathroom

  • Level: Main

Bathroom

  • Level: Basement

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Family Room

  • Level: Basement

Features

  • Finished area below ground: 600
  • Finished area above ground: 840

Foyer

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Window Unit(s)

Informal Dining Room

  • Level: Main

Interior Area

  • Total structure area: 1,680
  • Total interior livable area: 1,440 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Storage

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 587370040
  • Zoning description: Residential-Single Family
  • Foundation area: 840

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Fencing: Partial

Lot

  • Lot size: 8,750 sqft
  • Lot size dimensions: 62.5 x 140

Parking

  • Total spaces: 1
  • Parking features: Detached Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Strong Wind
Hail
Inland Flooding
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,150$13,800
Home Insurance *$183$2,196
Property Taxes $239$2,868
Electricity $170$2,050
Total$1,742$20,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,725/yr
40% on housing$52,260/yr
45% on housing$46,453/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$158This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-04Pending sale$227,500
2026-07-14Price change$227,500
2026-05-22Listed for sale$230,000
2021-08-19Sold$178,000
2021-07-20Pending sale$178,000
2021-06-17Listed for sale$178,000
2020-07-11Listing removed$169,900
2020-06-25Listed for sale$169,900
2017-08-11Sold$150,000
2017-06-02Listed for sale$149,900
2014-06-03Sold$127,000
2014-04-18Listed for sale$123,900
2013-11-21Listing removed$123,900
2013-10-18Price change$123,900
2013-08-30Listed for sale$125,900

For Sale by Agent

AgentMike Gillund
BrokerageBeyond Realty

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