405 14th St N, Moorhead, MN, 56560
About This Home
Welcome home to this cozy and well-maintained North Moorhead gem! Offering approximately 1,500 square feet of comfortable living space, this single-family home features a functional layout with a spacious living room, 2 main-level bedrooms — including one with a walk-in closet — and a full bathroom with updated shower and toilet. The kitchen includes a newer refrigerator and provides a great space for everyday living. Central heat and air conditioning help keep the home comfortable year-round. The partially finished basement offers excellent potential for additional living space and could easily be converted into a 3rd or 4th bedroom with the addition of egress windows. Outside, you’ll love the fully fenced backyard with a gazebo — perfect for pets, play, or relaxing evenings outdoors. The detached 1-stall garage also includes an additional half-stall storage area, providing extra room for tools, lawn equipment, or hobbies. Steel siding and a roof that is only 3 years old add peace of mind and long-term value. This inviting home combines comfort, practicality, and potential in a great North Moorhead location!
Getting Around
Very Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1916
Materials
- Roof: Age 8 Years or Less
Type & Style
- Home type: SingleFamily
- Property subType: Single Family
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Wall Oven,Washer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Partially Finished
Bathroom
- Level: Main
Bedroom
- Level: Main
Bedroom2
- Level: Main
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- 3/4 bathrooms: 1
Bonus Room
- Level: Basement
Family Room
- Level: Basement
Features
- Finished area below ground: 300
- Finished area above ground: 824
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Central Air
Interior Area
- Total structure area: 1,504
- Total interior livable area: 1,124 sqft
Kitchen
- Level: Main
Laundry
- Level: Basement
Living Room
- Level: Main
Utility Room
- Level: Basement
Walk In Closet
- Level: Main
Property
Accessibility
- Accessibility features: Stair Lift,Accessible Approach with Ramp
Details
- Parcel number: 584941610
- Zoning description: Residential-Single Family
- Foundation area: 680
Features
- Levels: One
- Stories: 1
- Fencing: Full
Lot
- Lot size: 4,791 sqft
- Features: Tree Coverage - Medium
- Lot size dimensions: 44 x 111
Parking
- Total spaces: 1
- Parking features: Detached Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters in Clay County and Minnesota
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,006 | $12,072 |
| Home Insurance * | $183 | $2,196 |
| Property Taxes | $251 | $3,012 |
| Electricity | $170 | $2,050 |
| Total | $1,610 | $19,320 |
Income You'd Need if You Spent...
Minnesota FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-18 | Pending sale | $199,000 |
| 2026-08-03 | Price change | $199,000 |
| 2026-07-28 | Listed for sale | $205,000 |
| 2026-06-26 | Listing removed | $190,000 |
| 2026-06-23 | Listed for sale | $190,000 |
| 2026-06-20 | Pending sale | $190,000 |
| 2026-05-29 | Listed for sale | $190,000 |
| 2021-03-24 | Listing removed | -- |
| 2017-12-17 | Listing removed | $975 |
| 2017-11-19 | Listed for rent | $975 |
| 2015-01-02 | Sold | $42,000 |
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