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4536 Victoria Dr, Nesbit, MS, 38651

4beds
3baths
2,036sqft
$360,000
$177price/sqft
$2,383/moest. monthly cost
$95,320/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 2.5-bath waterfront home in the highly sought-after Lewisburg School District! With over 100 feet of lake frontage, you'll enjoy peaceful water views and spectacular sunsets from the spacious deck—the perfect place to sip your morning coffee or entertain family and friends. Inside, you'll find a formal dining room and an updated kitchen featuring granite countertops, stainless steel appliances, a breakfast bar, and an adjoining breakfast room. Both the breakfast room and the great room open directly to the expansive deck, creating seamless indoor-outdoor living with breathtaking lake views. The private primary suite is a true retreat, offering serene water views, a tray ceiling, direct deck access, and a beautifully updated salon bath with a walk-in shower. The split-bedroom floor plan provides privacy, with two additional bedrooms and a full bath on the opposite side of the home. Upstairs, you'll find a spacious fourth bedroom, two versatile bonus rooms perfect for a home office, playroom, hobby space, or media room, plus a convenient half bath. Additional features include a downstairs laundry room with direct access to the oversized two-car garage. This exceptional waterfront home offers comfort, space, and an unbeatable setting—don't miss your opportunity to make it yours!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

10/10
Lewisburg IntermediateGrades 4-52.7 mi
9/10
Lewisburg Middle SchoolGrades 6-86.9 mi
9/10
Lewisburg High SchoolGrades 9-122.8 mi

Construction

Condition

  • Property condition: Move In Ready
  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Brick,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Appliances included: Bar Fridge,Cooktop,Dishwasher,Disposal,Electric Range,Range Hood,Refrigerator,Washer,Washer/Dryer
  • Laundry features: Laundry Room,Main Level

Bathroom

  • Level: Second

Bedroom

  • Level: First

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Bonus Room

  • Level: Second

Bonus Room

  • Level: Second

Dining Room

  • Level: First

Features

  • Breakfast Bar,Cathedral Ceiling(s),Ceiling Fan(s),Eat-in Kitchen,Granite Counters,Pantry,Soaking Tub,Tray Ceiling(s),Other,Double Vanity
  • Door features: Dead Bolt Lock(s),Metal Insulated
  • Window features: Blinds
  • Flooring: Carpet,Combination,Laminate,Simulated Wood,Tile

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 2,036
  • Total interior livable area: 2,036 sqft

Kitchen

  • Level: First

Master Bedroom

  • Level: First

Property

Details

  • Parcel number: 2076230100003600
  • Zoning description: General Residence District

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Lake,Waterfront

Lot

  • Lot size: 0.50 Acres
  • Features: Landscaped,Many Trees,Sloped,Views,Wooded

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Side,Concrete
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Earthquake
    EarthquakeModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Cold Wave
Heat Wave
Tornado
Earthquake
Lightning
Strong Wind

FEMA Declared Disasters in DeSoto County and Mississippi

Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,820$21,840
Home Insurance *$212$2,544
Property Taxes $159$1,908
Electricity $192$2,304
Total$2,383$28,596
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$81,702/yr
40% on housing$71,490/yr
45% on housing$63,546/yr

Mississippi FAIR Plan Programs

Mississippi Windstorm Underwriting Association

Covered
HailHail
WindWind
Visit Website →

Mississippi Residential Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,237Commercial: -4
Total Premiums$1.77M
Total Exposure$137.66M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 4.2%
4.2%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 38651$171
DeSoto County$149

vs Homes Sold Last Month

Median $/sqft

ZIP 38651$175
DeSoto County$163

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-08Price change$340,000
2026-07-12Listed for sale$360,000
2018-06-11Sold--

For Sale by Agent

AgentPatricia Rainey
BrokerageCrye-Leike Of TN-Collierville

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