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614 16th St N, Moorhead, MN, 56560

3beds
2baths
1,970sqft
$187,000
$95price/sqft
$1,581/moest. monthly cost
$63,240/yrincome needed

About This Home

1 year home warranty provided! This charming well cared for North Moorhead rambler is ready for you to call it home!! 614 16th St N Moorhead sits in a beautiful, established neighborhood, has 3 beds on the main, 2 bathrooms in the home and a 2 stall garage. New flooring on the main and a nice backyard make this the perfect home to move to before winter hits!! Owner?Agent

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
40
BikeSomewhat Bikeable

Schools

3/10
R. Asp Elementary SchoolGrades K-40.4 mi
5/10
Horizon Middle SchoolGrades 5-82.2 mi
7/10
Moorhead High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1952

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Block

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 3/4 bathrooms: 1

Bonus Room

  • Level: Basement

Bonus Room

  • Level: Basement

Family Room

  • Level: Basement

Features

  • Number of fireplaces: 1
  • Fireplace: Yes
  • Finished area below ground: 882
  • Finished area above ground: 1,088

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,176
  • Total interior livable area: 1,970 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Basement

Living Room

  • Level: Main

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 583191360
  • Zoning description: Residential-Single Family
  • Foundation area: 1088

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 7,405 sqft
  • Lot size dimensions: 50 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Hail
Strong Wind
Tornado

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $945$11,340
Home Insurance *$183$2,196
Property Taxes $283$3,396
Electricity $170$2,050
Total$1,581$18,972
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$54,205/yr
40% on housing$47,430/yr
45% on housing$42,160/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$95This listing

vs Other Active Listings

Avg $/sqft

ZIP 56560$136
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56560
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-23Price change$187,000
2026-07-16Price change$188,000
2026-07-16Price change$187,000
2026-07-15Price change$188,000
2026-07-14Price change$189,000
2026-06-12Listed for sale$200,000
2026-01-14Listing removed$205,000
2025-12-31Price change$205,000
2025-12-13Price change$210,000
2025-12-03Price change$213,500
2025-11-24Price change$215,000
2025-11-17Price change$217,500
2025-11-12Price change$219,500
2025-11-11Listing removed$1,595
2025-11-06Listed for sale$225,000
2025-09-08Listed for rent$1,595
2023-08-31Listing removed--
2023-08-14Listed for rent$1,525
2021-04-06Sold$150,000
2021-02-18Price change$157,900
2021-02-12Price change$159,000
2021-02-08Price change$160,000
2021-02-03Price change$162,500
2021-01-31Price change$165,000
2021-01-25Listed for sale$167,500

For Sale by Agent

AgentMarc Hedlund
BrokerageEXIT Realty Metro

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