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602 1st St, Hawley, MN, 56549

2beds
1baths
720sqft
$136,000
$189price/sqft
$1,265/moest. monthly cost
$50,600/yrincome needed

About This Home

Enjoy small-town living at a great price with this 2-bedroom, 1-bathroom home on a spacious lot featuring a double-stall garage. Recent updates include a newer boiler furnace and shingles installed within the last two years. The property also offers a shed and a fully fenced in backyard. The seller is currently in the process of removing personal items from the house and yard.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

9/10
Hawley Elementary SchoolGrades PK-60.5 mi
9/10
Hawley SecondaryGrades 7-120.5 mi

Construction

Condition

  • Year built: 1953

Materials

  • Roof: Age 8 Years or Less

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Laundry Closet

Basement

  • Basement: Crawl Space

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Finished area below ground: 0
  • Finished area above ground: 720

Heating & Cooling

  • Heating features: Boiler
  • Cooling features: None

Interior Area

  • Total structure area: 720
  • Total interior livable area: 720 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 569000190
  • Zoning description: Residential-Single Family
  • Foundation area: 720

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Full

Lot

  • Lot size: 9,147 sqft
  • Lot size dimensions: 60 x 150

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Inland Flooding
    Inland FloodingVery High
  • Winter Weather
    Winter WeatherVery High
  • Hail
    HailRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Drought
    DroughtModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Winter Weather
Hail
Strong Wind
Drought
Tornado
Wildfire

FEMA Declared Disasters in Clay County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $687$8,244
Home Insurance *$198$2,376
Property Taxes $210$2,520
Electricity $170$2,050
Total$1,265$15,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,371/yr
40% on housing$37,950/yr
45% on housing$33,733/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.0%
11.0%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 56549$141
Clay County$135

vs Homes Sold Last Month

Median $/sqft

ZIP 56549
Clay County

Current Market Trends

No market data available for this area

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-14Listed for sale$136,000
2022-07-01Sold$85,200
2016-11-30Sold$85,000
2014-01-03Sold$85,000
2013-10-31Listed for sale$89,000

For Sale by Agent

AgentSarah Stock
BrokeragePark Co., REALTORS®

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