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522 Franklin St, West Reading, PA, 19611

4beds
2baths
1,719sqft
$275,000
$160price/sqft
$2,068/moest. monthly cost
$82,720/yrincome needed

About This Home

Location, location, location! Nestled in the heart of desirable West Reading and within the highly sought-after Wyomissing School District, this beautifully updated home is just two blocks from the vibrant Penn Avenue district, where you'll enjoy easy access to local shops, restaurants, breweries, and community events. Step inside this charming 4-bedroom, 1.5-bath home and be welcomed by stunning original stained-glass windows and a classic wooden staircase that showcase its timeless character. Offering over 1,700 square feet of living space, the home features new carpeting and vinyl plank flooring, efficient gas heat with a BRAND NEW Furnace & Warranty, gas hot water, gas cooking, and recently updated 220 amp electric panel. The main level includes a conveniently located half bath and has been recently updated flooring. The finished upper level provides flexible additional living space, perfect for a fourth bedroom, home office, playroom, or guest retreat. Stay comfortable year-round with central air conditioning, and enjoy the peace of mind of a roof replaced in 2015. Recent 2026 updates include a beautifully remodeled kitchen and a brand-new garage door, adding modern style and value to this move-in-ready home. Outside, you'll find a private backyard with a patio—ideal for relaxing or entertaining—along with a detached garage for added convenience. With its unbeatable location, tasteful renovations, and classic charm, this is an exceptional opportunity to own a home in one of the area's most desirable neighborhoods. Schedule your private showing before its gone!

Getting Around

93
WalkingWalker's Paradise
0
TransitVery Limited Transit
50
BikeBikeable

Schools

9/10
West Reading El CenterGrades 5-60.1 mi
9/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Concrete Perimeter
  • Roof: Architectural Shingle
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedroom2

  • Level: Upper
  • Area: 120
  • Dimensions: 10 X 12

Bedroom3

  • Level: Upper
  • Area: 80
  • Dimensions: 8 X 10

Bedroom4

  • Level: Upper
  • Area: 117
  • Dimensions: 9 X 13

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Dining Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 144
  • Dimensions: 12 X 12

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,719

Half Bath

  • Level: Main

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 1,719
  • Total interior livable area: 1,719 sqft

Kitchen

  • Level: Main
  • Area: 108
  • Dimensions: 9 X 12

Living Room

  • Features: Flooring - HardWood
  • Level: Main
  • Area: 288
  • Dimensions: 12 X 24

Primary Bedroom

  • Level: Upper
  • Area: 156
  • Dimensions: 12 X 13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 93530605290784
  • Attached to another structure: Yes
  • Zoning: R3
  • Special condition: Standard

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None

Lot

  • Lot size: 2,614 sqft

Parking

  • Total spaces: 1
  • Parking features: Storage,Detached,On Street,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Earthquake
    EarthquakeModerate
  • Hurricane
    HurricaneModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Earthquake
Hurricane
Heat Wave
Lightning
Strong Wind
Tornado

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,390$16,680
Home Insurance *$88$1,056
Property Taxes $366$4,392
Electricity $224$2,692
Total$2,068$24,816
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$70,902/yr
40% on housing$62,040/yr
45% on housing$55,146/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -3.0%
-3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 19611$135
Berks County$152

vs Homes Sold Last Month

Median $/sqft

ZIP 19611$178
Berks County$191

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$259,990
2026-08-07Listed for sale$275,000
2021-06-28Sold$177,000
2021-05-03Pending sale$169,900
2021-04-28Listed for sale$169,900
2012-11-07Sold$105,900
2012-07-03Listed for sale$106,900
2010-05-24Sold$115,000
2010-01-14Listing removed$122,500
2009-07-23Price change$122,500
2009-06-30Price change$127,500
2009-06-24Price change$131,900
2009-04-16Price change$127,500
2009-03-31Listed for sale$131,900

For Sale by Agent

AgentBobby Hulmes
BrokerageIron Valley Real Estate of Berks

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