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106 Orben Ln, Milford, PA, 18337

3beds
2baths
2,384sqft
$450,000
$189price/sqft
$3,176/moest. monthly cost
$127,040/yrincome needed

About This Home

No HOA--walk to town. Beautifully maintained 3 bedroom, 2 bath farmhouse on just under an acre right outside the Borough of Milford, Pa. Originally built in 1936, this home seamlessly blends timeless character with thoughtful upgrades. Property also features a charming barn/garage ideal for extra storage, a workshop, or future creative use. Property has direct access to protected federal lands, backing up to the scenic and historic Pinchot Institute (Grey Towers). Additionally, a private lane offers a direct and convenient walking path into the heart of town via Ninth Street. This is a rare opportunity to own a home that offers peaceful seclusion, direct access to nature and easy access to town. Public water and natural gas.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
18
BikeSomewhat Bikeable

Schools

8/10
Delaware Valley El SchoolGrades PK-56.8 mi
6/10
10/10

Construction

Condition

  • Year built: 1936

Materials

  • Roof: Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Country,Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Range,Washer/Dryer,Refrigerator

Basement

  • Area: 750
  • Dimensions: 25 x 30

Basement

  • Basement: Full,Storage Space,Unfinished

Bathroom1

  • Area: 38.28
  • Dimensions: 5.8 x 6.6

Bathroom2

  • Area: 49.49
  • Dimensions: 8.1 x 6.11

Bedroom2

  • Area: 134.52
  • Dimensions: 11.8 x 11.4

Bedroom3

  • Area: 112.7
  • Dimensions: 9.8 x 11.5

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Area: 162.21
  • Dimensions: 14.6 x 11.11

Family Room

  • Area: 217.85
  • Dimensions: 11.4 x 19.11

Family Room

  • Area: 299.87
  • Dimensions: 19.1 x 15.7

Features

  • Eat-in Kitchen,Storage
  • Flooring: Wood
  • Fireplace features: Living Room
  • Fireplace: Yes
  • Attic: Other
  • Finished area below ground: 750
  • Finished area above ground: 1,632

Heating

  • Heating features: Baseboard,Natural Gas,Fireplace(s)

Interior Area

  • Total structure area: 2,384
  • Total interior livable area: 2,384 sqft

Kitchen

  • Area: 128.76
  • Dimensions: 11.6 x 11.1

Living Room

  • Area: 148.61
  • Dimensions: 7.7 x 19.3

Other

  • Area: 140
  • Dimensions: 20 x 7

Primary Bedroom

  • Area: 139.15
  • Dimensions: 12.1 x 11.5

Property

Details

  • Parcel number: 112.040104 000668

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Patio
  • Exterior features: Private Entrance,Storage,Private Yard
  • Waterbody name: None

Lot

  • Lot size: 0.94 Acres
  • Features: Cleared,Secluded,Rectangular Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Additional Parking
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$175$2,100
Property Taxes $465$5,580
Electricity $261$3,138
Total$3,176$38,112
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$108,891/yr
40% on housing$95,280/yr
45% on housing$84,693/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.9%
-1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 18337$159
Pike County$145

vs Homes Sold Last Month

Median $/sqft

ZIP 18337$203
Pike County$183

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$495,000
2025-11-25Listing removed$490,000
2025-10-09Price change$490,000
2025-08-24Listed for sale$510,000

For Sale by Agent

AgentAudrey Lanham
BrokerageDavis R. Chant - Milford

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