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118 Divide Ave, Tuscola, TX, 79562

4beds
3baths
2,448sqft
$480,000
$196price/sqft
$3,488/moest. monthly cost
$139,520/yrincome needed

About This Home

Welcome to your private slice of West Texas paradise—where breathtaking views meet peaceful country living just minutes from Abilene. This stunning 4-bedroom, 3-bathroom brick home offers 2,448 square feet of thoughtfully designed space, blending comfort, charm, and functionality in a serene setting. The sunroom is a true highlight, filled with natural light—an ideal space for morning coffee or quiet afternoons. Step outside and experience the lifestyle this property was made for. Enjoy wide-open skies and breathtaking views, lounge by the sparkling pool on warm Texas days, or entertain guests on the deck and patio designed for gathering and unwinding. A convenient storage shed adds extra space for tools, hobbies, or outdoor essentials. With the feel of country living and the convenience of being just 18 minutes from downtown Abilene, this home offers the best of both worlds—privacy, space, and accessibility—all wrapped into one exceptional property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

10/10
Lawn Elementary SchoolGrades PK-59.2 mi
9/10
Jim Ned Middle SchoolGrades 6-84.5 mi
7/10
Jim Ned High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Decorative/Designer Lighting Fixtures,High Speed Internet
  • Window features: Window Coverings
  • Flooring: Carpet,Ceramic Tile,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Masonry,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric,Other
  • Cooling features: Central Air,Ceiling Fan(s),Electric,Heat Pump,Other

Interior Area

  • Total interior livable area: 2,448 sqft

Kitchen

  • Features: Built-in Features,Ceiling Fan(s)
  • Level: First
  • Dimensions: 0 x 0

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 0 x 0

Master Bedroom

  • Features: Ceiling Fan(s),Double Vanity,En Suite Bathroom,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 0 x 0

Property

Details

  • Parcel number: 973834
  • Attached to another structure: Yes

Features

  • Levels: One
  • Stories: 1
  • Pool features: Above Ground,In Ground,Pool
  • Patio & porch: Deck,Patio,Covered
  • Exterior features: Gas Grill,Outdoor Grill,Playground,Storage
  • Fencing: Wood

Lot

  • Lot size: 0.73 Acres
  • Features: Back Yard,Interior Lot,Lawn,Landscaped,Few Trees

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage,Garage Door Opener,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Lightning
    LightningRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hail
Lightning
Wildfire
Winter Weather
Drought
Heat Wave
Inland Flooding
Strong Wind
Tornado

FEMA Declared Disasters Across Texas Counties

Fire
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$376$4,512
Property Taxes $417$5,004
Electricity $268$3,225
Total$3,488$41,856
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,588/yr
40% on housing$104,640/yr
45% on housing$93,013/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.9%
-0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$196This listing

vs Other Active Listings

Avg $/sqft

ZIP 79562$236
Taylor County$173

vs Homes Sold Last Month

Median $/sqft

ZIP 79562$187
Taylor County$164

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-28Price change$519,900
2026-04-19Listed for sale$525,000
2019-08-22Sold--
2019-07-31Pending sale$315,900
2019-07-11Price change$315,900
2019-06-13Listed for sale$319,900

For Sale by Agent

AgentSandra Minnick
BrokerageBerkshire Hathaway HS Stovall

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