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956 S Lakewood Dr, Ridgeley, WV, 26753

4beds
3baths
2,264sqft
$450,000
$199price/sqft
$3,214/moest. monthly cost
$128,560/yrincome needed

About This Home

Rare find in the highly sought-after Lakewood subdivision! This spacious ranch-style home sits on an above-average .96-acre lot and offers beautiful seasonal lake views along with a peaceful mountain setting. Inside, you’ll find an open-concept layout featuring a large living room, kitchen, and dining area—perfect for entertaining and everyday living. The private primary suite is located on its own side of the house including a walk-in closet and a luxurious ensuite bathroom with an updated walk-in shower, soaking tub, and separate water closet. On the opposite side of the home, two generously sized bedrooms share a convenient Jack-and-Jill full bathroom. A dedicated office with a built-in desk provides the ideal space for working from home or managing daily tasks. Or convert to another bedroom. Just off the kitchen, you’ll find a spacious laundry room and access to the bonus room above the two-car garage, which is currently being used as an additional bedroom. The garage also offers ample storage space. The outdoor living areas truly make this property special. Relax on the covered front porch with seasonal lake views, or unwind on the covered back porch overlooking the flat backyard, creating your own private mountain oasis. Homes like this are hard to find—schedule your showing today before it’s gone!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
Frankfort Middle SchoolGrades 5-83.7 mi
10/10
Frankfort High SchoolGrades 9-123.5 mi
--
Wiley Ford Primary SchoolGrades PK-33.4 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Crawl Space,Slab
  • Roof: Shingle
  • Construction materials: Aluminum Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch/Rambler
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater

Basement

  • Area: 0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 3
  • Main level bedrooms: 3

Features

  • Finished area below ground: 0
  • Finished area above ground: 2,264

Heating & Cooling

  • Heating features: Forced Air,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,264
  • Total interior livable area: 2,264 sqft

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 04 14H004000000000
  • Zoning: 101
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Stories: 1
  • Pool features: None
  • Has view: Yes
  • View description: Water,Mountain(s),Trees/Woods
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 0.96 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Hail
    HailModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Hail
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across West Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,275$27,300
Home Insurance *$315$3,780
Property Taxes $390$4,680
Electricity $234$2,814
Total$3,214$38,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$110,194/yr
40% on housing$96,420/yr
45% on housing$85,706/yr

West Virginia FAIR Plan Programs

West Virginia Essential Property Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 260Commercial: 43
Total Premiums$274,000
Total Exposure$30.03M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.0%
5.0%
0%30.0%
Electricity Growth Rate10-year average: 8.0%
8.0%
0%15.0%
Property Taxes Growth Rate2-year average: -5.3%
-5.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$199This listing

vs Other Active Listings

Avg $/sqft

ZIP 26753$142
Mineral County$146

vs Homes Sold Last Month

Median $/sqft

ZIP 26753$124
Mineral County$108

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-06Price change$475,000
2026-03-06Listed for sale$495,000
2007-07-17Sold$48,000

For Sale by Agent

AgentBreann Datri
BrokerageColdwell Banker Premier

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