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410 H Gray Road, Fort Plain, NY, 13339

1beds
2baths
1,143sqft
$925,000
$809price/sqft
$7,259/moest. monthly cost
$290,360/yrincome needed

About This Home

Discover a remarkable opportunity to own 255 acres of prime Upstate New York farmland in the Town of Fort Plain. This expansive property offers approximately 150 acres of open, farmable land currently in active production with corn, creating an outstanding opportunity for a working farm, agricultural investment, or large-scale homestead. The remaining wooded acreage adds privacy and versatility, offering space for trails, hunting, or future clearing to expand the tillable land. A soil report is available and included with the property documents, giving prospective buyers a clear picture of the land's agricultural potential. Anchoring the property is an impressive 120x65 barn, with a 1 bedroom finished living space upstairs. Offering substantial space for equipment storage, livestock, or a variety of farm operations. Conveniently located near major regional destinations, the property offers a rare combination of productive farmland and accessibility to nearby towns and cities. Whether you're looking to expand an existing farming operation, establish a new one, or secure a long-term land investment--with all rights intact, including mineral and wind rights--this exceptional 255-acre parcel presents endless possibilities in a quiet and beautiful setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
22
BikeSomewhat Bikeable

Schools

6/10
Harry Hoag SchoolGrades PK-66.5 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Metal
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farm
  • Property subType: Farm,Residential

Interior

Appliances

  • Appliances included: Electric Water Heater,Microwave,Range,Refrigerator

Basement

  • Level: First

Basement

  • Has basement: Yes
  • Basement: Pillar/Post/Pier,Walk-Out Access

Bedroom

  • Level: Third

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Second

Features

  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,143

Full Bathroom

  • Level: Second

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 1,143
  • Total interior livable area: 1,143 sqft

Kitchen

  • Level: Second

Living Room

  • Level: Second

Utility Room

  • Level: Second

Property

Details

  • Parcel number: 273489 17.511
  • Special condition: Standard,Estate

Features

  • Patio & porch: Front Porch
  • Fencing: Wire
  • Has view: Yes
  • View description: Mountain(s),Valley

Lot

  • Lot size: 255.20 Acres
  • Features: Level,Views,Cleared

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Landslide
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Montgomery County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,677$56,124
Home Insurance *$679$8,148
Property Taxes $1,657$19,884
Electricity $246$2,954
Total$7,259$87,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$248,880/yr
40% on housing$217,770/yr
45% on housing$193,573/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.8%
6.8%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.5%
3.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$809This listing

vs Other Active Listings

Avg $/sqft

ZIP 13339$152
Montgomery County$132

vs Homes Sold Last Month

Median $/sqft

ZIP 13339$87
Montgomery County$132

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-17Listed for sale$925,000
2018-12-14Listing removed$375,000
2018-04-13Listed for sale$375,000
2018-03-12Listing removed$375,000
2018-02-13Price change$375,000
2017-10-12Listed for sale$395,000

For Sale by Agent

AgentHarlan Mangulis
BrokerageKrutz Properties LLC

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