27180 Montonna Shores Rd N, Three Mile Bay, NY, 13693
About This Home
Welcome to this home that can be an Airbnb (currently is) or your own home away from home, that also offers water rights. Its a furnished awesome 2 bedroom that also has an open porch/deck are and a Pergola with a Hot tub! The Airbnb makes money but feel free to use for yourself as well! Your choice! This won't last in todays market!
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2008
Materials
- Foundation: Block
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Electric Oven,Electric Range,Electric Water Heater,Refrigerator,Washer
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 2
Features
- Eat-in Kitchen,Bedroom on Main Level
- Flooring: Carpet,Laminate,Varies
Heating
- Heating features: Electric,Baseboard
Interior Area
- Total structure area: 576
- Total interior livable area: 576 sqft
Property
Details
- Parcel number: 2244890600110001002500
- Special condition: Standard
Features
- Levels: One
- Stories: 1
- Exterior features: Gravel Driveway
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
- Waterfront features: Beach Access,Lake
- Waterbody name: Lake Ontario
Lot
- Lot size: 0.46 Acres
- Features: Rectangular,Rectangular Lot,Residential Lot
- Lot size dimensions: 100 x 200
Parking
- Parking features: No Garage
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Ice Storm
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Jefferson County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $905 | $10,860 |
| Home Insurance * | $63 | $756 |
| Property Taxes | $196 | $2,352 |
| Electricity | $246 | $2,954 |
| Total | $1,410 | $16,920 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-07 | Listed for sale | $179,000 |
| 2026-04-07 | Listing removed | $189,000 |
| 2025-08-19 | Price change | $189,000 |
| 2025-06-13 | Price change | $199,000 |
| 2025-04-17 | Listed for sale | $209,000 |
| 2023-11-07 | Sold | $189,900 |
| 2023-08-10 | Pending sale | $189,900 |
| 2023-07-31 | Price change | $189,900 |
| 2023-06-20 | Listed for sale | $198,900 |
| 2019-11-01 | Listing removed | $85,000 |
| 2019-07-14 | Price change | $85,000 |
| 2019-06-10 | Price change | $71,900 |
| 2019-05-02 | Listed for sale | $74,000 |
| 2018-12-26 | Sold | $195,000 |
| 2018-04-24 | Listed for sale | $74,900 |
| 2017-12-01 | Listing removed | $74,900 |
| 2017-04-19 | Listed for sale | $74,900 |
| 2016-11-02 | Listing removed | $74,000 |
| 2016-08-22 | Price change | $74,000 |
| 2016-05-17 | Listed for sale | $75,000 |
| 2015-11-01 | Listing removed | $75,000 |
| 2015-03-28 | Listed for sale | $75,000 |
| 2015-01-01 | Listing removed | $75,000 |
| 2013-08-22 | Price change | $75,000 |
| 2013-06-24 | Listed for sale | $79,000 |
| 2007-08-17 | Sold | $19,000 |
View on Zillow