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3041 Mariaville Road, Schenectady, NY, 12306

5beds
5baths
3,868sqft
$845,000
$218price/sqft
$6,689/moest. monthly cost
$267,560/yrincome needed

About This Home

Experience the Perfect blend of luxury, comfort, & privacy in this stunning contemporary estate set on 28.17 acres. This spacious 4,333 sq. ft home features 5 BR, 4 1/2 baths, including a main-level primary suite w/generous closets, & beautifully appointed bathroom. The open Kitchen is ideal for entertaining. The great room with an entertainment center, wet bar, & pool table- perfect for gatherings and relaxation. Step outside through French doors to enjoy the inviting inground saltwater pool. Car Enthusiasts and hobbyist will appreciate both the attached 3 car garage, & 3 car detached garage that holds 6 cars, while the greenhouse offers exciting potential for gardening. Energy efficiency is a highlight, with OWNED Solar panels and a propane tank providing independence and savings. (Attached garage solar is, rented) Recent updates include a blue stone front retaining wall, newer sidewalks, foundational work, fresh exterior paint (2023), a newer awning, 2 new garage doors (attached) and an accessible ramp to the front entrance. This Property is a rare opportunity for those seeking unique amenities, expansive grounds, private retreat. A new furnace was installed in February 2026 .

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
2
BikeSomewhat Bikeable

Schools

3/10
Schalmont Middle SchoolGrades 5-82.7 mi
5/10
Schalmont High SchoolGrades 9-122.8 mi
6/10
Jefferson Elementary SchoolGrades K-4,9-122.8 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Block,Concrete Perimeter
  • Roof: Asphalt
  • Construction materials: Cedar

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Custom
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Double Oven,Refrigerator,Washer/Dryer,Water Softener
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Heated,Walk-Out Access

Bedroom

  • Level: First

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Dining Room

  • Level: First

Family Room

  • Level: Basement

Features

  • High Speed Internet,Ceiling Fan(s),Sauna,Wet Bar,Cathedral Ceiling(s),Eat-in Kitchen,Kitchen Island
  • Door features: French Doors
  • Window features: Bay Window(s),Garden Window(s)
  • Flooring: Carpet,Ceramic Tile,Hardwood,Linoleum,Marble
  • Number of fireplaces: 3
  • Fireplace features: Basement,Bedroom,Living Room,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 465
  • Finished area above ground: 3,868

Full Bathroom

  • Level: First

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Second

Full Bathroom

  • Level: Basement

Great Room

  • Level: First

Half Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Propane,Solar
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,868
  • Total interior livable area: 3,868 sqft

Kitchen

  • Level: First

Other

  • Level: First

Utility Room

  • Level: Basement

Utility Room

  • Level: Basement

Property

Accessibility

  • Accessibility features: Accessible Full Bath,Accessible Garage,Customized Wheelchair Accessible

Details

  • Parcel number: 422800 37.114.21
  • Special condition: Standard,Estate
  • Other equipment: Satellite Dish,Home Theater,Intercom

Features

  • Pool features: In Ground,Salt Water
  • Patio & porch: Rear Porch,Deck,Enclosed,Front Porch,Porch
  • Exterior features: Lighting
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Stone,Security,Back Yard,Barbed Wire,Fenced
  • Has view: Yes
  • View description: Pond,Trees/Woods
  • Has water view: Yes
  • Water view: Pond
  • Waterfront features: Pond,Stream

Lot

  • Lot size: 28.17 Acres
  • Features: Private,Views,Wooded,Cleared,Landscaped

Parking

  • Total spaces: 20
  • Parking features: Workshop in Garage,Attached,Circular Driveway,Detached,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 9
  • Covered spaces: 9
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$286$3,432
Property Taxes $1,492$17,904
Electricity $639$7,670
Total$6,689$80,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$229,337/yr
40% on housing$200,670/yr
45% on housing$178,373/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$218This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-18Price change$895,000
2025-11-11Listed for sale$955,000
2010-12-20Sold$465,000
2003-11-13Sold$565,000

For Sale by Agent

AgentPamela V Smith
BrokerageMiranda Real Estate Group Inc

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