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2639 Guilderland Avenue, Schenectady, NY, 12306

1beds
1baths
1,287sqft
$325,000
$253price/sqft
$2,573/moest. monthly cost
$102,920/yrincome needed

About This Home

Rare opportunity to own a versatile mixed-use property offering the perfect live/work lifestyle. Currently configured as a barber shop with living quarters on the second floor, this property is ideal for an owner-occupant looking to operate a business while enjoying the convenience of living just upstairs. The upper level provides comfortable residential living, while the first floor offers an excellent space for a barber shop, salon, office, studio, or other approved business use. Buyers seeking a more traditional residential layout will appreciate the property's conversion potential. By enclosing the front room on the left as you enter (currently used as the barber area), the first floor could accommodate a bedroom, combined living and dining area, and full bath, creating a functional two-bedroom home. Whether you're an entrepreneur, small business owner, investor, or buyer looking for a unique property with exceptional flexibility, 2639 Guilderland Avenue offers endless possibilities in a highly convenient Rotterdam location. Live upstairs, work downstairs, or customize the space to fit your vision.

Getting Around

68
WalkingSomewhat Walkable
25
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
Draper Middle SchoolGrades 6-81.4 mi
5/10

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1965

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Block,Drywall,Shingle Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Refrigerator
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Full,Heated,Interior Entry

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • High Speed Internet,Eat-in Kitchen
  • Flooring: Laminate
  • Finished area below ground: 0
  • Finished area above ground: 1,287

Foyer

  • Level: First

Full Bathroom

  • Level: First

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,287
  • Total interior livable area: 1,287 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Other

  • Level: Second

Property

Details

  • Parcel number: 422800 48.20211.1
  • Zoning description: Mixed
  • Special condition: Standard

Features

  • Patio & porch: Deck,Enclosed,Front Porch
  • Exterior features: Lighting
  • Fencing: Back Yard

Lot

  • Lot size: 0.25 Acres
  • Features: Level,Road Frontage,Cleared

Parking

  • Total spaces: 20
  • Parking features: Off Street,Paved,Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Schenectady County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,643$19,716
Home Insurance *$110$1,320
Property Taxes $574$6,888
Electricity $246$2,954
Total$2,573$30,876
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,217/yr
40% on housing$77,190/yr
45% on housing$68,613/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: -3.1%
-3.1%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$253This listing

vs Other Active Listings

Avg $/sqft

ZIP 12306$218
Schenectady County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 12306$202
Schenectady County$188

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-11Price change$299,999
2026-07-27Listed for sale$325,000
2019-06-11Sold$150,000

For Sale by Agent

AgentDavid T Schwartz
BrokerageKW Platform

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