208 Dyer Road, Jefferson, NY, 12093
About This Home
Nestled on over 11 private acres in Jefferson, NY, this beautifully crafted 2-bedroom, 1-bath home is the perfect escape for outdoor enthusiasts and those seeking peace and privacy. Thoughtfully built with quality materials throughout, this home offers both comfort and potential for future expansion. Step inside to a warm and inviting living room featuring a wood-burning stove and soaring ceilings, leading up to a spacious loft that comfortably sleeps six--perfect for guests or additional living space. The home is designed for year-round enjoyment, with a basement equipped with radiant heat and a mini-split heating and cooling system for added efficiency and comfort. Built with growth in mind, the property includes an oversized septic system, offering the opportunity to expand if desired. Take in breathtaking views from the top deck, ideal for relaxing or entertaining while surrounded by nature. Located just a short drive to all that Schoharie County has to offer, yet tucked away for ultimate privacy, this property truly delivers the best of both worlds. The 2 acre lot next door is also available for purchase, providing even more possibilities.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2008
Materials
- Construction materials: Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Chalet
- Property subType: Single Family Residence,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator,Washer/Dryer
- Laundry features: In Basement
Basement
- Has basement: Yes
- Basement: Full,Heated,Unfinished,Walk-Out Access
Bedroom
- Level: First
Bedroom
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Features
- Ceiling Fan(s),Solid Surface Counters,Vaulted Ceiling(s),Built-in Features,Ceramic Tile Bath,Eat-in Kitchen
- Flooring: Ceramic Tile,Hardwood
- Fireplace features: Wood Burning Stove,Living Room
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,148
Foyer
- Level: First
Full Bathroom
- Level: First
Heating & Cooling
- Heating features: Electric,Oil,Radiant Floor,Wood Stove
- Cooling features: Wall Unit(s),Window Unit(s)
Interior Area
- Total structure area: 1,148
- Total interior livable area: 1,148 sqft
Kitchen
- Level: First
Living Room
- Level: First
Loft
- Level: Second
Property
Details
- Parcel number: 433600 145.28.312
- Special condition: Standard
Features
- Patio & porch: Deck
- Exterior features: Lighting
- Has view: Yes
- View description: Trees/Woods,Creek/Stream
- Has water view: Yes
- Water view: Creek/Stream
Lot
- Lot size: 11.38 Acres
- Features: Private,Wooded
Parking
- Total spaces: 10
- Parking features: Workshop in Garage,Driveway
- Has garage: Yes
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Lightning
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters in Schoharie County and New York
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,896 | $22,752 |
| Home Insurance * | $154 | $1,848 |
| Property Taxes | $587 | $7,044 |
| Electricity | $246 | $2,954 |
| Total | $2,883 | $34,596 |
Income You'd Need if You Spent...
New York FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-04 | Listed for sale | $399,900 |
| 2005-11-09 | Sold | $18,500 |
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