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2604 Sunset Bay Ln, Nevada, TX, 75173

4beds
3baths
3,044sqft
$539,000
$177price/sqft
$3,689/moest. monthly cost
$147,560/yrincome needed

About This Home

Nestled on a spacious one-acre lot in a private gated community near beautiful Lake Lavon, this stunning single-story home offers the perfect blend of comfort, functionality, and elegance. Featuring 4 bedrooms, 3 full baths, and an open-concept floor plan, this property is designed for both everyday living and entertaining. At the heart of the home is a large kitchen complete with a gas cooktop, stainless steel appliances, an expansive eat-at island, and a walk-in pantry—ideal for the home chef. The kitchen flows seamlessly into the family room, where a cozy gas log fireplace creates a welcoming gathering space. A dedicated office provides the perfect setting for remote work or study, while the formal dining room and spacious breakfast area offer versatile options for meals and entertaining. The primary suite is a true retreat, featuring ample space for a sitting area, a luxurious ensuite bath with a jetted tub, separate shower, and a generous walk-in closet. One of the additional bedrooms also enjoys its own ensuite bath, perfect for guests or multigenerational living. Step outside to enjoy the expansive patio with custom remote-controlled screens, plus an extended deck ideal for outdoor dining or gatherings. With its serene setting, thoughtful layout, and proximity to Lake Lavon, this home offers a rare combination of privacy, space, and convenience—perfect for those seeking a relaxed lifestyle in a beautiful community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
12
BikeSomewhat Bikeable

Schools

5/10
4/10
5/10
Community High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2018

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Detached
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dishwasher,Electric Oven,Gas Cooktop,Disposal,Microwave,Plumbed For Gas
  • Laundry features: Washer Hookup,Dryer Hookup,ElectricDryer Hookup

Bedroom

  • Level: First
  • Dimensions: 15 x 11

Bedroom

  • Level: First
  • Dimensions: 13 x 11

Bedroom

  • Features: Built-in Features,En Suite Bathroom
  • Level: First
  • Dimensions: 12 x 10

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room Nook

  • Level: First
  • Dimensions: 13 x 13

Dining Room

  • Level: First
  • Dimensions: 15 x 11

Features

  • Chandelier,Granite Counters,High Speed Internet,Kitchen Island,Open Floorplan,Pantry,Walk-In Closet(s)
  • Window features: Window Coverings
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas Log,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,044 sqft

Kitchen

  • Features: Built-in Features,Granite Counters,Kitchen Island,Pantry,Pot Filler,Walk-In Pantry
  • Level: First
  • Dimensions: 19 x 13

Laundry

  • Features: Built-in Features,Granite Counters
  • Level: First
  • Dimensions: 6 x 10

Living Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First
  • Dimensions: 18 x 16

Master Bathroom

  • Features: Built-in Features,Dual Sinks,En Suite Bathroom,Jetted Tub,Stone Counters,Separate Shower
  • Level: First
  • Dimensions: 12 x 11

Master Bedroom

  • Features: Ceiling Fan(s),Dual Sinks,En Suite Bathroom,Jetted Tub,Separate Shower,Walk-In Closet(s)
  • Level: First
  • Dimensions: 19 x 15

Office

  • Level: First
  • Dimensions: 15 x 10

Other

  • Features: Dual Sinks
  • Level: First
  • Dimensions: 11 x 5

Property

Details

  • Parcel number: R969900A03101
  • Attached to another structure: Yes
  • Exclusions: Refrigerator,Kitchen Pot Rack,seller will consider selling. *HOA notified seller that storage buildings have to be removed at closing.

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Deck,Patio,See Remarks,Covered
  • Exterior features: Rain Gutters,Storage
  • Fencing: Back Yard,Fenced,Wrought Iron

Lot

  • Lot size: 1.00 Acres
  • Features: Back Yard,Corner Lot,Lawn,Landscaped,Subdivision,Sprinkler System

Parking

  • Total spaces: 2
  • Parking features: Driveway,Epoxy Flooring,Garage Faces Front,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hail
    HailVery High
  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Hail
Tornado
Cold Wave
Heat Wave
Inland Flooding
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,725$32,700
Home Insurance *$444$5,328
Property Taxes $186$2,232
Electricity $334$4,010
Total$3,689$44,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$126,480/yr
40% on housing$110,670/yr
45% on housing$98,373/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.9%
6.9%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.8%
-1.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$177This listing

vs Other Active Listings

Avg $/sqft

ZIP 75173$153
Collin County$205

vs Homes Sold Last Month

Median $/sqft

ZIP 75173$159
Collin County$185

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-24Price change$539,000
2026-03-14Price change$549,000
2026-02-04Price change$559,000
2025-11-18Price change$569,000
2025-10-30Listed for sale$589,900

For Sale by Agent

AgentKaren Mendenhall
BrokerageEbby Halliday, REALTORS

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