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786 Deep Water Drive, Spring Branch, TX, 78070

3beds
2baths
1,672sqft
$399,900
$239price/sqft
$2,914/moest. monthly cost
$116,560/yrincome needed

About This Home

Discover your private Texas Hill Country retreat, where tranquility, thoughtful updates, and community amenities come together seamlessly. Nestled beneath mature shade trees, this inviting home offers a peaceful setting to relax on the spacious porch while enjoying visiting wildlife and expansive Hill Country skies. Adding to its curb appeal, the exterior of the home was recently repainted, giving it a fresh, polished look. Inside, the home has been tastefully modernized. The kitchen showcases updated countertops, stainless steel appliances, modern cabinetry, and on-trend fixtures-perfect for everyday living and entertaining. Updated lighting throughout enhances the home's warm aesthetic. The limestone fireplace anchors the living space, creating a cozy atmosphere, while hard-surface flooring throughout ensures easy maintenance with no carpet. The spacious primary suite includes a well-appointed bath, while the additional guest bedrooms are also generously sized. The fully insulated garage adds flexibility, ideal for a workshop, gym, or extra storage. Outdoors offers a secure and serene space for pets, play, or quiet relaxation. As a resident of Rivermont, enjoy access to exceptional amenities including Pavilion Park's sports courts, trails, outdoor kitchen, and resort-style pool; River Park with over 1,300 feet of Guadalupe River frontage; and Pool Park with a large pool, playground, and scenic trails. Located in the highly regarded Smithson Valley ISD and just minutes from Canyon Lake and the Guadalupe River, this home offers the perfect balance of nature, comfort, and convenience. This Hill Country gem is waiting to welcome you home.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

9/10
8/10
7/10

Construction

Condition

  • Property condition: Pre-Owned
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stone,Stone Veneer

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Texas Hill Country
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Range,Refrigerator,Disposal,Dishwasher
  • Laundry features: Laundry Closet,Washer Hookup,Dryer Connection

Bedroom2

  • Area: 242

Bedroom3

  • Area: 242

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • One Living Area,Liv/Din Combo,Open Floorplan,Walk-In Closet(s),Master Downstairs,Ceiling Fan(s),Solid Counter Tops
  • Window features: Window Coverings
  • Flooring: Wood,Painted/Stained
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,1 Unit,Electric
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,672 sqft

Kitchen

  • Area: 110

Living Room

  • Area: 304

Master Bathroom

  • Features: Shower Only,Single Vanity
  • Area: 70

Master Bedroom

  • Features: Walk-In Closet(s),Ceiling Fan(s),Full Bath
  • Area: 196

Property

Details

  • Parcel number: 450790106000

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None,Community
  • Patio & porch: Covered
  • Fencing: Chain Link
  • Waterbody name: Guadalupe River
  • Residential vegetation: Mature Trees,Partially Wooded,Mature Trees (ext feat)

Lot

  • Lot size: 0.51 Acres
  • Features: 1/2-1 Acre,Wooded,Level

Parking

  • Total spaces: 2
  • Parking features: Two Car Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Tornado
    TornadoVery High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Hail
Heat Wave
Lightning
Winter Weather
Cold Wave
Strong Wind
Wildfire

FEMA Declared Disasters Across Texas Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$154$1,848
Property Taxes $500$6,000
Electricity $238$2,859
Total$2,914$34,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,908/yr
40% on housing$87,420/yr
45% on housing$77,706/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.4%
8.4%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -2.9%
-2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 78070$243
Comal County$222

vs Homes Sold Last Month

Median $/sqft

ZIP 78070$242
Comal County$198

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$415,000
2026-03-02Listing removed$415,000
2026-01-26Listed for sale$415,000
2025-04-22Sold--
2025-03-21Pending sale$389,000
2025-03-12Contingent$389,000
2025-02-12Price change$389,000
2025-01-16Listed for sale$400,000
2024-09-26Listing removed$399,000
2024-07-12Price change$399,900
2024-05-23Price change$419,000
2024-03-28Listed for sale$429,000
2018-11-01Sold--
2018-08-17Listed for sale$250,000
2018-08-13Pending sale$250,000
2018-08-06Listed for sale$250,000
2016-04-26Listing removed$1,800
2016-02-24Price change$1,850
2016-01-26Price change$1,895
2016-01-20Listed for rent$1,850
2013-04-25Sold--
2013-03-01Price change$183,000
2012-10-29Price change$185,000
2012-09-28Listed for sale$192,000

For Sale by Agent

AgentBinkan Cinaroglu
BrokerageKuper Sotheby's Int'l Realty

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