154 SE 21st Ter, Cape Coral, FL, 33990
About This Home
Room for everyone in this stunning, updated waterfront pool home in Cape Coral, offering 2,406 square feet with 4 bedrooms, 2 full bathrooms, and a spacious 3-car garage. From street to seawall, this property has been meticulously maintained and extensively upgraded, delivering exceptional curb appeal with lush tropical landscaping, mature palm trees, a paver driveway, newer interior and exterior paint, and a durable barrel tile roof. The home features soaring cathedral ceilings and a flexible layout with both a separate living room & family room, ideal for entertaining or everyday living. Light, bright, and neutral finishes create a timeless interior, enhanced by custom architectural details including pass-through windows for added natural light, shadow box trim in the dining area, chair rail accents, and updated lighting & fans. The updated kitchen featuring stainless steel appliances, granite countertops, modern tile backsplash, and custom wood cabinetry enhancements. A dry bar adjacent to the kitchen and family room creates the perfect space for entertaining, whether hosting guests or enjoying a quiet evening at home. The open living area is anchored by a coffered tray ceiling with crown molding, adding warmth and sophistication. The primary suite is generously sized and designed as a private retreat, offering space for a sitting area, abundant natural light from multiple windows, and sliding glass doors leading directly to the pool and waterfront views. The en-suite bath features dual vanities, walk-in closets, a Roman soaking tub, and a walk-through “car wash” shower. Guest bedrooms are all oversized, comfortably accommodating king or queen beds, making this home ideal for families and visitors. The guest bathroom also serves as a convenient pool bath. Step outside to your private waterfront oasis, where a resurfaced pool, freshly painted pool deck, and expansive under-truss lanai with knotty pine ceilings and Bahama fan create the ultimate setting for outdoor living. With desirable southern exposure, the pool receives optimal sunlight throughout the day—perfect for enjoying Southwest Florida’s year-round climate. Imagine hosting poolside gatherings, grilling, watching the game, or simply relaxing while taking in peaceful water views. Situated on a freshwater canal with access to miles of interconnected canals, this home is perfect for kayaking, paddleboarding, fishing, and small boating adventures. Centrally located in Cape Coral, quick access to shopping, dining, Sun Splash Water Park, Fort Myers, and area beaches, as well as nearby golf at Palmetto Pines Golf & Country Club.Just minutes away, exciting developments like The Cove at 47th and Bimini Square are transforming South Cape into a vibrant, walkable destination featuring waterfront dining, rooftop bars, boutique retail, and entertainment. Additional nearby highlights include Tarpon Point Marina, The Westin Resort, and more.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Resale
- Year built: 2007
Materials
- Roof: Tile
- Construction materials: Block,Concrete,Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch,One Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Range,Refrigerator
- Laundry features: Inside,Laundry Tub
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Built-in Features,Bedroom on Main Level,Bathtub,Tray Ceiling(s),Cathedral Ceiling(s),Coffered Ceiling(s),Separate/Formal Dining Room,Dual Sinks,Entrance Foyer,French Door(s)/Atrium Door(s),Living/Dining Room,Main Level Primary,Pantry,Sitting Area in Primary,Separate Shower,Vaulted Ceiling(s),Bar,Walk-In Closet(s),Split Bedrooms,Family Room,Screened Porch
- Door features: French Doors
- Window features: Single Hung,Shutters
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Ceiling Fan(s),Electric
Interior Area
- Total structure area: 4,093
- Total interior livable area: 2,406 sqft
Property
Details
- Parcel number: 254423C400943.0220
- Lease amount: 0
- Zoning description: R1
Features
- Stories: 1
- Private pool: Yes
- Pool features: Concrete,In Ground,Pool Equipment,Screen Enclosure
- Patio & porch: Deck,Lanai,Patio,Porch,Screened
- Exterior features: Deck,Sprinkler/Irrigation,Patio
- Has view: Yes
- View description: Canal
- Has water view: Yes
- Water view: Canal
- On waterfront: Yes
- Waterfront features: Canal Access,Seawall
Lot
- Lot size: 10,018 sqft
- Features: Rectangular Lot,Sprinklers Automatic
- Lot size dimensions: 80 x 125 x 80 x 125
Parking
- Total spaces: 3
- Parking features: Attached,Driveway,Garage,Paved,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Lee County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,907 | $34,884 |
| Home Insurance * | $434 | $5,208 |
| Property Taxes | $779 | $9,348 |
| Electricity | $242 | $2,905 |
| Total | $4,362 | $52,344 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-30 | Price change | $574,900 |
| 2026-04-02 | Listed for sale | $599,900 |
| 2022-11-15 | Sold | $540,000 |
| 2022-09-13 | Listed for sale | $564,900 |
| 2022-09-10 | Pending sale | $564,900 |
| 2022-09-08 | Price change | $564,900 |
| 2022-07-27 | Price change | $574,900 |
| 2022-07-07 | Price change | $599,900 |
| 2022-07-01 | Price change | $629,900 |
| 2022-06-22 | Price change | $649,900 |
| 2022-05-26 | Price change | $664,900 |
| 2022-05-04 | Price change | $675,900 |
| 2022-04-13 | Listed for sale | $699,900 |
| 2020-11-09 | Listing removed | $2,325 |
| 2020-10-13 | Listed for rent | $2,325 |
| 2015-07-06 | Listing removed | $1,850 |
| 2015-06-26 | Listed for rent | $1,850 |
| 2013-05-20 | Sold | $233,200 |
| 2006-10-05 | Sold | $107,500 |
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