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13859 Farnese DR, Estero, FL, 33928

5beds
3baths
2,961sqft
$574,500
$194price/sqft
$4,240/moest. monthly cost
$169,600/yrincome needed

About This Home

Welcome to this well-maintained Oxford model featuring 5 bedrooms, 3 full baths, a 3-car garage, and rare lake and preserve views that provide a private, peaceful backyard setting. Located on a low-traffic street in Bella Terra, this home offers numerous updates including a new roof (2022), water heater (2023), air-conditioned garage (2024), refrigerator (2025), dishwasher and upstairs A/C compressor (2026), along with A/C systems (2019), washer and dryer (2021), updated ductwork, and an exterior generator hookup. The versatile floor plan includes a first-floor bedroom and full bath, ideal for guests, a home office, or multi-generational living. (The downstairs living/dining room was enclosed but can be converted back very easily) The kitchen and master bathroom were also nicely updated. Upstairs are the spacious primary suite, three additional bedrooms, two full baths, and a conveniently located laundry room. Enjoy the sought-after combination of water and preserve views from the rear of the home. Bella Terra is a resort-style community nestled on nearly 999 acres, with half of the neighborhood dedicated to lakes and natural preserves filled with native Florida wildlife. Residents enjoy an impressive lineup of amenities, including a resort-style clubhouse, 24-hour fitness center, activities for all ages, resort pool and spa, shaded children’s play area, tennis courts, pickleball, bocce ball, sand volleyball, multi-use sports fields, a tranquil butterfly garden, exercise trails, and so much more. Don’t miss the opportunity to own this exceptional home in one of Estero’s most desirable communities. Schedule your private showing today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
8/10
Three Oaks Middle SchoolGrades 6-85.0 mi
4/10
Estero High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Concrete Block
  • Roof: Tile
  • Construction materials: Block,Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Microwave,Range,Refrigerator,Refrigerator/Freezer,Refrigerator/Icemaker,Washer
  • Laundry features: Washer/Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Bar, Eat-in Kitchen

Features

  • Built-In Cabinets,Foyer,Pantry,Smoke Detectors,Tray Ceiling(s),Volume Ceiling,Window Coverings,Den - Study,Laundry in Residence,Screened Lanai/Porch
  • Window features: Window Coverings,Shutters - Manual
  • Flooring: Carpet,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,659
  • Total interior livable area: 2,961 sqft

Kitchen

  • Features: Island, Pantry

Property

Details

  • Parcel number: 324626E20100D.0090
  • Zoning: RPD

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Screened Lanai/Porch
  • Has view: Yes
  • View description: Lake,Preserve
  • Has water view: Yes
  • Water view: Lake
  • On waterfront: Yes
  • Waterfront features: Lake
  • Frontage type: Lakefront

Lot

  • Lot size: 9,016 sqft
  • Features: Regular

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Wildfire
Tsunami

FEMA Declared Disasters in Lee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,904$34,848
Home Insurance *$287$3,444
Property Taxes $752$9,024
Electricity $297$3,575
Total$4,240$50,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$145,371/yr
40% on housing$127,200/yr
45% on housing$113,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.2%
15.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.7%
2.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$194This listing

vs Other Active Listings

Avg $/sqft

ZIP 33928$212
Lee County$283

vs Homes Sold Last Month

Median $/sqft

ZIP 33928$273
Lee County$222

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$569,500
2026-07-23Price change$574,500
2026-06-19Listed for sale$589,500
2019-04-08Listing removed$375,000
2019-02-07Pending sale$375,000
2019-01-08Price change$375,000
2018-09-08Price change$379,500
2018-08-05Price change$385,000
2018-06-06Listed for sale$389,500
2016-01-08Sold$325,000
2014-12-23Sold$325,000
2010-05-28Sold$159,000
2009-01-30Sold$178,000
2007-08-22Sold$381,500

For Sale by Agent

AgentJason R Pavich
BrokerageRealty World J. PAVICH R.E.

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