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1021 Costa Pacifica Way #2301, Oceanside, CA, 92054

2beds
2baths
1,412sqft
$1,349,000
$955price/sqft
$8,674/moest. monthly cost
$346,960/yrincome needed

About This Home

STUNNING OCEAN, SUNSET, HARBOR, POOL VIEWS! CORNER UNIT WITH 3 VIEW BALCONIES--THIS IS IT! Offering 2 bedrooms, 2 baths, and 1,412 sq. ft. of open-concept luxury, this home is designed for those who savor coastal elegance! Unforgettable sunsets and unobstructed coastline views—whether you’re in the gourmet kitchen, living room, or your serene primary suite. Each Bedroom has it's own private balcony. Features include granite countertops, stainless steel appliances, expansive view windows, wood flooring in living area, & huge primary bedroom closet- space to store surf boards or e-bikes. Enjoy Air Conditioning, In-Unit Laundry, and generous closet space. 2 Assigned Parking spaces in Gated Community garage w/ storage. EV Charging stations available in the complex. Set within a gated community w/ resort-style amenities: Elevator, a sparkling pool, hot tub, social lounge, BBQ's, and fitness center—perfect for embracing the ultimate beachside lifestyle. This is more than a home; it’s your own slice of coastal paradise, blending luxury and laid-back beach living seamlessly. Don’t miss this rare opportunity! Located west of Coast Highway, the community borders a 9-mile bike trail along the San Luis Rey River—perfect for embracing the Southern California lifestyle in the thriving hotspot of Oceanside! Walking distance to beaches, restaurants, the pier, the strand, bike trails, and harbor activities, this Oceanside condo is perfectly situated between San Diego and Orange County. It offers easy access to popular destinations and attractions like Legoland, the Wild Animal Park, SeaWorld, and Disneyland—all while enjoying the beautiful Southern California beaches. The nearby train station provides convenient transportation to Orange County, LA, or San Diego, making it ideal for commuters. Unique opportunity only 4, 2-bedroom units exist in the building with this end unit location- Views from EVERY room + THREE private balconies - Premium 3rd floor residence location.

Getting Around

67
WalkingSomewhat Walkable
37
TransitSome Transit
67
BikeBikeable

Schools

5/10
Laurel Elementary SchoolGrades K-50.8 mi
4/10
Lincoln Middle SchoolGrades 6-82.2 mi
5/10
Oceanside High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 2009

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Laundry features: Laundry Closet

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Cooling

  • Cooling features: Central Air

Features

  • Main Level Primary,Walk-In Closet(s)
  • Fireplace features: None
  • Common walls with other units/homes: 2+ Common Walls,End Unit

Interior Area

  • Total interior livable area: 1,412 sqft

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 1432600527
  • Attached to another structure: Yes
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Entry location: 3rd floor
  • Pool features: Association
  • Has view: Yes
  • View description: Marina,Ocean,Panoramic,River
  • Has water view: Yes
  • Water view: Marina,Ocean,River

Lot

  • Lot size: 0.87 Acres

Parking

  • Total spaces: 2
  • Parking features: Community Structure
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,821$81,852
Home Insurance *$189$2,268
Property Taxes $1,266$15,192
Electricity $398$4,786
Total$8,674$104,088
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$297,394/yr
40% on housing$260,220/yr
45% on housing$231,306/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$955This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$666
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-16Price change$1,450,000
2025-01-11Listed for sale$1,525,000
2019-09-12Listing removed$2,795
2019-09-03Price change$2,795
2019-08-14Price change$2,950
2019-08-05Listed for rent$3,200
2019-07-01Sold$843,000
2019-06-27Pending sale$849,000
2019-06-05Listed for sale$849,000
2018-07-21Listing removed$4,900
2018-06-20Listed for rent$4,900
2016-04-26Sold$652,000
2009-12-22Sold$400,000

For Sale by Agent

AgentElizabeth Saldana
BrokerageReal Broker

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