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41 Lakeshore Dr, Wilmington, IL, 60481

1beds
1baths
625sqft
$135,000
$216price/sqft
$1,084/moest. monthly cost
$43,360/yrincome needed

About This Home

Looking for the perfect weekend retreat or year-round residence? This charming 1 bedroom, 1 bath home with a spacious addition sits on a large lot, offering a private setting that's ideal for relaxing and entertaining. Enjoy summer evenings on the expansive deck with gazebo, or take advantage of the home's great location just minutes from the boat dock on Hawk Lake. Located within a gated community, you'll have access to all lakes for incredible fishing, along with boating, swimming, kayaking, and canoeing. Community amenities also include a clubhouse, pool, beach, volleyball and basketball courts, and so much more. Conveniently located less than an hour from Chicago and just minutes from I-55, this property offers the perfect escape from the everyday. Whether you're looking for a peaceful getaway or a place to call home year-round, this one is a must see!

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

7/10
7/10
7/10
Reed-Custer High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 2001

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Range,Microwave,Dishwasher,Refrigerator,Washer,Dryer

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • 1st Floor Full Bath

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 625 sqft

Kitchen

  • Features: Kitchen (Eating Area-Table Space)
  • Level: Main
  • Area: 96
  • Dimensions: 8X12

Living Room

  • Level: Main
  • Area: 168
  • Dimensions: 12X14

Loft

  • Level: Second
  • Area: 99
  • Dimensions: 11X9

Master Bedroom

  • Level: Main
  • Area: 99
  • Dimensions: 11X9

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 0224043040080000
  • Special condition: None
  • Other equipment: Ceiling Fan(s)

Features

  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 5,901 sqft
  • Features: Corner Lot,Water Rights,Mature Trees
  • Lot size dimensions: 154X96X123

Parking

  • Total spaces: 10
  • Parking features: Concrete,Off Street,Driveway,Yes,Owned
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Winter Weather

FEMA Declared Disasters Across Illinois Counties

Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $682$8,184
Home Insurance *$93$1,116
Property Taxes $179$2,148
Electricity $130$1,569
Total$1,084$13,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$37,165/yr
40% on housing$32,520/yr
45% on housing$28,906/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.5%
12.5%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -0.5%
-0.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$216This listing

vs Other Active Listings

Avg $/sqft

ZIP 60481$148
Will County$189

vs Homes Sold Last Month

Median $/sqft

ZIP 60481$203
Will County$193

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Contingent$135,000
2026-08-02Listed for sale$135,000
2026-07-09Contingent$135,000
2026-06-30Listed for sale$135,000
2024-10-17Sold$120,000
1999-07-19Sold$14,000
1997-04-01Sold$15,000

For Sale by Agent

AgentLori A Bonarek, ABR,AHWD,E-PRO,PSA,SFR,SRS
BrokerageLori Bonarek Realty

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