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4640 Salado Creek St, Las Cruces, NM, 88012

5beds
4baths
2,569sqft
$364,000
$142price/sqft
$2,341/moest. monthly cost
$93,640/yrincome needed

About This Home

PRICE REDUCED on this beautiful and well-maintained 2,569 sqft contemporary 5-bedroom, 4-bathroom home Generous combo Living Room, Dining Room, Family Room living area Spacious downstairs bedroom with private bath for guests or In-Laws Freshly painted exterior (August 2025) All new carpeting and much new laminate flooring (2025) Newer GE stainless steel kitchen appliances (2024), HVAC system (2022), and roof (2021) 22 rooftop solar electric panels provide dependable 6.71 kWP Large 16'x28' covered patio with convenient built-in grill and natural gas connection Sturdy 12'x12' frame/stucco shed with electric service would make a nifty little workshop ... and the rear/side yard has room for a boat, small trailer, jungle gym or a horseshoe pit! Exceptional location, with easy access to medical facilities, restaurants, shopping, schools, NASA/WSMR, Highway 70 & I-25, and more! Call your favorite Realtor for your quick showing today!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

6/10
5/10
Vista Middle SchoolGrades 6-81.5 mi
6/10
Onate High SchoolGrades 9-123.1 mi

Construction

Condition

  • Year built: 2008

Materials

  • Roof: Shingle,Asphalt
  • Construction materials: Frame,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Laundry features: Utility Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 2
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Features: Bay Window,Laminate,Blinds

Family Room

  • Features: Blinds,Ceiling Fan

Features

  • Window features: Double Pane Windows

Heating & Cooling

  • Heating features: Natural Gas Available,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,569
  • Total interior livable area: 2,569 sqft

Kitchen

  • Features: Breakfast Bar,Laminate,Wood Cabinets,Refrigerator,Microwave Oven,Gas Range,Garbage Disposal,Vinyl Counters,Galley

Living Room

  • Features: Blinds,Laminate,Ceiling Fan

Property

Details

  • Parcel number: 4008130528498

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered
  • Fencing: Rock

Lot

  • Lot size: 7,840 sqft
  • Features: Landscaping: Professionally Xeriscaped,Amenities: Corner Lot
  • Lot size dimensions: 0 to .24 AC

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Lightning
Winter Weather
Cold Wave
Hail
Heat Wave
Inland Flooding

FEMA Declared Disasters in Doña Ana County and New Mexico

Fire
Flood
Mud Landslide
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,840$22,080
Home Insurance *$125$1,500
Property Taxes $194$2,328
Electricity $182$2,191
Total$2,341$28,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,262/yr
40% on housing$70,230/yr
45% on housing$62,426/yr

New Mexico FAIR Plan Programs

New Mexico Property Insurance Program

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 7,506Commercial: 306
Total Premiums$5.96M
Total Exposure$950.67M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 2.0%
2.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 88012$161
Doña Ana County$171

vs Homes Sold Last Month

Median $/sqft

ZIP 88012$189
Doña Ana County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-20Price change$374,000
2025-11-01Price change$379,000
2025-09-26Price change$384,000
2025-08-30Listed for sale$395,000
2021-05-17Listing removed--
2021-05-02Pending sale$275,000
2021-04-26Listed for sale$275,000
2021-04-13Listing removed--
2021-03-18Pending sale$275,000
2021-03-16Listed for sale$275,000

For Sale by Agent

AgentSteve Barrett
BrokerageSteve Barrett Real Estate, Inc

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