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175 Hovick Rd, Hartwick, NY, 13348

23beds
12baths
9,000sqft
$1,699,000
$189price/sqft
$13,464/moest. monthly cost
$538,560/yrincome needed

About This Home

**FOR SALE: 100-ACRE PRIVATE COMPOUND WITH 4 HOMES, BUNKHOUSE, POND, TROUT STREAM & OFF-GRID INFRASTRUCTURE, LOCATED IN THE LEATHERSTOCKING REGION, MINUTES TO COOPERSTOWN, NY** Escape to your own private 100-acre retreat—an unmatched opportunity for family estates, health & wellness retreats, corporate getaways, or recreational living. This expansive property blends comfort, privacy, and independence with a an off-grid setup and miles of internal roads and trails.. **PROPERTY HIGHLIGHTS** **100 Acres of Pristine Land** Beautifully wooded, gently rolling terrain with extensive internal road and trail system ideal for ATVs, hiking, and year-round access. **2-Acre Spring-Fed Pond & Butternut Creek** Perfect for fishing, kayaking, swimming, or simply enjoying serene water views. **ON-SITE STRUCTURES** **Three Chalet-Style Homes** Carefully thought out placement of each home offers at least 3 bedrooms and 2 bathrooms with open beam cathedral ceilings, a wood stove, open-concept living with rustic charm, solar and scenic views—ideal for multi-family living or guests. **Manufactured Ranch Home with Finished Basement** Spacious layout with additional lower-level living space including a second kitchen, and wraparound deck—great for staff, rental income, or extended family. **Large Bunk House** Perfect for retreats, events, or overflow lodging—ready to sleep large groups comfortably. **Oversized Garage + Mechanical Building** Features radiant heat from a High efficiency Orlan 25 Gasification boiler. Ample space for equipment, vehicles, tools, and all your off-grid system . **OFF-GRID LIVING, MODERN COMFORTS** **Solar Power System** for sustainable, independent living **Private Paved Road Access**—rare for a property this secluded **Designed for year-round use with full mechanical support systems **THE ULTIMATE PRIVATE RETREAT** Ideal for homesteaders, investors, outdoor enthusiasts, or anyone looking to secure a unique, turn-key property with total privacy and self-sufficiency. **Inquire today** to experience the potential of this extraordinary compound. Opportunities like this don’t come often!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
2
BikeSomewhat Bikeable

Schools

6/10
Edmeston Central SchoolGrades PK-127.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2010

Materials

  • Foundation: Poured
  • Roof: Asphalt,Shingle
  • Construction materials: Frame,Spray Foam Insulation,Copper Plumbing

Type & Style

  • Home type: SingleFamily
  • Architectural style: Chalet/Alpine
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Free-Standing Range,Oven,Propane Water Heater,Refrigerator,Solar Hot Water
  • Laundry features: In Basement,Main Level

Basement

  • Has basement: Yes
  • Basement: Full,Finished

Bedrooms & Bathrooms

  • Bedrooms: 23
  • Bathrooms: 12
  • Full bathrooms: 12
  • Main level bathrooms: 6
  • Main level bedrooms: 17

Features

  • Attic,Ceiling Fan(s),Cathedral Ceiling(s),Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Great Room,Home Office,Kitchen Island,Living/Dining Room,Sliding Glass Door(s),Solid Surface Counters,Natural Woodwork,Window Treatments,Bedroom on Main Level,Bath in Primary Bedroom
  • Door features: Sliding Doors
  • Window features: Drapes,Thermal Windows
  • Flooring: Ceramic Tile,Hardwood,Other,See Remarks,Varies
  • Number of fireplaces: 5
  • Fireplace: Yes

Heating

  • Heating features: Wood,Radiant

Interior Area

  • Total structure area: 9,000
  • Total interior livable area: 9,000 sqft

Property

Details

  • Parcel number: 95.00132.01
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Balcony,Covered,Deck,Open,Porch
  • Exterior features: Blacktop Driveway,Balcony,Deck
  • On waterfront: Yes
  • Waterfront features: Pond,River Access,Stream
  • Waterbody name: Butternut Creek
  • Frontage length: 1300

Lot

  • Lot size: 100.41 Acres
  • Features: Irregular Lot,Rural Lot,Wooded
  • Lot size dimensions: 250 x 2800

Parking

  • Total spaces: 3
  • Parking features: Detached,Electricity,Garage,Heated Garage,Storage,Workshop in Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters in Otsego County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,591$103,092
Home Insurance *$1,206$14,472
Property Taxes $2,180$26,160
Electricity $1,487$17,848
Total$13,464$161,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$461,622/yr
40% on housing$403,920/yr
45% on housing$359,040/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.6%
6.6%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$189This listing

vs Other Active Listings

Avg $/sqft

ZIP 13348$72
Otsego County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 13348$102
Otsego County$153

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-11-20Listed for sale$1,700,000
2025-07-15Listing removed$1,999,999
2024-02-06Price change$1,999,999
2022-01-03Listed for sale$2,499,999

For Sale by Agent

AgentMary Rab
BrokerageBenson Agency Real Estate LLC

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