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347 Seneca Rd, Hornell, NY, 14843

3beds
3baths
1,632sqft
$159,900
$98price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

A 2-unit residential building offering a 2-bedroom, 1-full bathroom unit for 900 / month and a 1-bedroom, 1-bathroom unit for $800 / month. Municipal water and sewer included in rent. Each tenant pays for his or her own electricity. Owner pays for natural gas. Separate laundry for tenants’ use. Gas fired, hot air, heating system. Note: Listing agent is a relative of the seller. Note: The property lies within a 500-flood zone. Note: The property shares a driveway with the property to its rear.

Getting Around

23
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

--
North Hornell SchoolGrades PK-10.6 mi
5/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1930

Materials

  • Foundation: Stone
  • Roof: Asphalt,Other,Shingle,See Remarks
  • Construction materials: Frame

Type & Style

  • Home type: MultiFamily
  • Architectural style: Duplex
  • Property subType: Duplex,Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Hardwood,Varies

Heating

  • Heating features: Gas,Hot Water

Interior Area

  • Total structure area: 1,632
  • Total interior livable area: 1,632 sqft

Property

Details

  • Parcel number: 4652051510060001011000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 8,559 sqft
  • Features: Irregular Lot,Residential Lot
  • Lot size dimensions: 94 x 1157

Parking

  • Parking features: Two or More Spaces

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Cold Wave
Lightning
Strong Wind

FEMA Declared Disasters in Steuben County and New York

Flood
Hurricane
Severe Storm
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $808$9,696
Home Insurance *$120$1,440
Property Taxes $282$3,384
Electricity $269$3,236
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.5%
8.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: 1.2%
1.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$98This listing

vs Other Active Listings

Avg $/sqft

ZIP 14843$62
Steuben County$126

vs Homes Sold Last Month

Median $/sqft

ZIP 14843$90
Steuben County$103

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-20Listed for sale$159,900
2026-04-13Pending sale$159,900
2026-03-23Listed for sale$159,900
2019-05-17Sold$66,500
2014-07-01Sold$29,401
2013-08-24Listing removed$54,900
2013-07-31Price change$54,900
2013-07-04Listed for sale$69,900
2008-07-28Sold$73,500

For Sale by Agent

AgentStephen A. Terwilliger
BrokerageSVR Realty LLC

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