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4801 Verplank Rd, Clay, NY, 13041

4beds
3baths
2,144sqft
$679,900
$317price/sqft
$5,266/moest. monthly cost
$210,640/yrincome needed

About This Home

A stunning one of a kind property in the Town of Clay! Sitting hundreds of feet off the road, this custom built Eldan "pop up ranch"/colonial style home offers well over 3300 sf of living space and sits on 3.44 acres. The main level of this home offers a large eat in kitchen with separate dining space, a nicely sized living room with vaulted ceilings and a gas fireplace, a front sitting room/office, the primary bedroom with a separate sitting room with sliders to the patio and an ensuite bath and walk in closet, a guest bedroom and a second full bathroom. Upstairs there is a large loft area, two guest bedrooms and another full bathroom! The beautifully finished basement adds over 1000 sf of space with a living room area, bar room, craft room and a separate gas heater. This home has an attached 3 car garage PLUS a garage workshop that can house two more cars or secure all your "toys". The property is also adorned with two additional sheds a saltwater pool and walking trails into the wooded landscape. This home won't last! Call today.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Cicero Elementary SchoolGrades K-44.2 mi
6/10
8/10

Construction

Condition

  • Property condition: Resale
  • Year built: 2008

Materials

  • Foundation: Block
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial,Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Electric Range,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Sump Pump

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Features

  • Breakfast Bar,Ceiling Fan(s),Cathedral Ceiling(s),Den,Entrance Foyer,Eat-in Kitchen,Separate/Formal Living Room,Home Office,Kitchen/Family Room Combo,Pantry,Sliding Glass Door(s),Storage,Bedroom on Main Level,Loft,Main Level Primary
  • Door features: Sliding Doors
  • Flooring: Carpet,Hardwood,Varies
  • Number of fireplaces: 2
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Propane,Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 2,144 sqft

Property

Details

  • Parcel number: 31248904300000010130030000
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Patio
  • Exterior features: Blacktop Driveway,Fence,Pool,Patio,Private Yard,See Remarks
  • Fencing: Partial

Lot

  • Lot size: 3.44 Acres
  • Features: Irregular Lot,Wooded
  • Lot size dimensions: 165 x 469

Parking

  • Total spaces: 5
  • Parking features: Attached,Detached,Electricity,Garage,Workshop in Garage,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 5
  • Covered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Winter Weather
Ice Storm
Strong Wind

FEMA Declared Disasters in Onondaga County and New York

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,437$41,244
Home Insurance *$218$2,616
Property Taxes $1,257$15,084
Electricity $354$4,251
Total$5,266$63,192
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,548/yr
40% on housing$157,980/yr
45% on housing$140,426/yr

New York FAIR Plan Programs

New York Property Insurance Underwriting Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 20,669Commercial: 1,556
Total Premiums$32.27M
Total Exposure$7.63B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 3.5%
3.5%
0%30.0%
Electricity Growth Rate10-year average: 7.1%
7.1%
0%15.0%
Property Taxes Growth Rate2-year average: -1.5%
-1.5%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$317This listing

vs Other Active Listings

Avg $/sqft

ZIP 13041$223
Onondaga County$199

vs Homes Sold Last Month

Median $/sqft

ZIP 13041$180
Onondaga County$179

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-09Price change$659,900
2026-07-17Listed for sale$679,900
2008-12-03Sold$298,005

For Sale by Agent

AgentRichard McCarron
BrokerageeXp Realty

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