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1400 Poly Dr APT 4D, Billings, MT, 59102

3beds
2baths
1,887sqft
$455,000
$241price/sqft
$2,929/moest. monthly cost
$117,160/yrincome needed

About This Home

MOTIVATED SELLER!! Updated condo in the heart of Midtown offers Rim views! This fourth-floor unit invites you into the spacious, open-concept living and dining area, filled with natural light, perfect for relaxing or entertaining. The adjacent kitchen offers ample counter space and was thoughtfully updated. The primary suite includes a private bath with a double shower and generous closet space, while two additional bedrooms offer flexibility for guests, an office, or a hobby room. Enjoy the convenience of in-unit laundry and a private balcony with views of the park and Rims. The building offers premium amenities such as secure underground parking, a pool and hot tub, an exercise room, a community room with a kitchen, plus rentable guest suites. Conveniently located to the medical corridor, restaurants and shopping!

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
52
BikeBikeable

Schools

5/10
3/10
4/10

Construction

Condition

  • Property condition: Resale
  • Year built: 1982

Materials

  • Roof: Built-Up
  • Construction materials: Brick

Type & Style

  • Home type: Condo
  • Architectural style: High Rise
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Electric Range,Microwave,Oven,Range,Refrigerator,Washer

Basement

  • Basement: None

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Features

  • Finished area above ground: 1,887

Heating & Cooling

  • Heating features: Forced Air,Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,887 sqft

Kitchen

  • Level: Main

Laundry

  • Features: Sink
  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: A24900
  • Attached to another structure: Yes
  • Zoning description: Planned Unit Development

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Patio
  • Exterior features: Sprinkler/Irrigation,Storage
  • Fencing: None
  • Has view: Yes

Lot

  • Features: Landscaped,Level,Views,Sprinklers In Ground

Parking

  • Total spaces: 1
  • Parking features: Assigned,Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherVery High
  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Lightning

FEMA Declared Disasters in Yellowstone County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance $276$3,312
Property Taxes $202$2,424
Electricity $151$1,812
Total$2,929$35,148

Income You'd Need if You Spent...

35% on housing$100,422/yr
40% on housing$87,870/yr
45% on housing$78,106/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 59102$146
Yellowstone County$220

vs Homes Sold Last Month

Median $/sqft

ZIP 59102$168
Yellowstone County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-02Price change$538,800
2025-08-22Listed for sale$599,000

For Sale by Agent

AgentKorinne Rice
BrokerageBerkshire Hathaway HS Floberg

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