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3898 Rainbow Bend Dr, Bonner, MT, 59823

3beds
2baths
2,845sqft
$1,349,999
$475price/sqft
$8,243/moest. monthly cost
$329,720/yrincome needed

About This Home

An extraordinary Montana dream property brought to life, this stunning 2,845 sq. ft. riverfront home offers a rare opportunity to own a slice of Big Sky Country at its finest. Set on just under 2 beautifully maintained acres, the property boasts approximately 240 feet of pristine Blackfoot River frontage, delivering unmatched access, serenity, and year-round natural beauty. This spacious 3-bedroom, 2-bathroom home, complete with a versatile bonus room, was originally built as a certified Super Good Cents home which was designed with efficiency, comfort, and quality in mind. Inside, you’ll find abundant natural light, an inviting open feel, and a striking fireplace that anchors the living space, perfect for cozy Montana evenings. What truly sets this property apart are the breathtaking panoramic views of both the river and surrounding mountains, creating a constantly changing backdrop right outside your windows. Whether enjoying morning coffee or evening sunsets, the scenery is nothing short of spectacular. Recent upgrades add modern convenience, with all major appliances replaced within the last three years. The property also includes a large detached garage with a lean-to, providing ample space for vehicles, recreational gear, and storage. Located just 18 minutes from Missoula, this home offers the perfect balance of peaceful seclusion and easy access to town. Outdoor recreation is at your fingertips being only a couple of miles from a boat launch and within 30 minutes of Salmon Lake. Making this an ideal basecamp for fishing, boating, hiking, and year-round adventure. This is more than a home in Montana, it’s a lifestyle defined by water, wilderness, and wide-open views.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
17
BikeSomewhat Bikeable

Schools

9/10
Potomac SchoolGrades PK-66.8 mi
--
Potomac 7-8Grades 7-86.8 mi
6/10
Hellgate High SchoolGrades 9-1213.5 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Treated Wood
  • Roof: Asphalt
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cabin,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Fireplace,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
  • Number of fireplaces: 2
  • Fireplace: Yes
  • Finished area below ground: 624

Heating

  • Heating features: Baseboard,Electric,Pellet Stove,Radiant,Wood Stove

Interior Area

  • Total interior livable area: 2,845 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower

Details

  • Parcel number: 04220211101070000
  • Special condition: Standard

Features

  • Levels: One and One Half
  • Patio & porch: Deck,Wrap Around
  • Exterior features: Garden
  • Fencing: None
  • Has view: Yes
  • View description: Mountain(s),Creek/Stream,Trees/Woods
  • Has water view: Yes
  • Water view: true
  • On waterfront: Yes
  • Waterfront features: River Front,Waterfront
  • Waterbody name: Blackfoot River
  • Topography of land: Level

Lot

  • Lot size: 1.97 Acres
  • Features: Back Yard,Front Yard,Garden,Landscaped,Secluded,Sprinklers In Ground,Views,Wooded,Level

Parking

  • Total spaces: 3
  • Parking features: Boat,Circular Driveway,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 3
  • Carport: Yes
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Wildfire
    WildfireRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Avalanche
    AvalancheModerate
  • Landslide
    LandslideModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Cold Wave
Inland Flooding
Ice Storm
Wildfire
Winter Weather
Avalanche
Landslide
Lightning

FEMA Declared Disasters in Missoula County and Montana

Flood
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $6,826$81,912
Home Insurance $536$6,432
Property Taxes $686$8,232
Electricity $195$2,344
Total$8,243$98,916

Income You'd Need if You Spent...

35% on housing$282,617/yr
40% on housing$247,290/yr
45% on housing$219,813/yr

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 12.3%
12.3%
0%30.0%
Electricity Growth Rate10-year average: 1.3%
1.3%
0%15.0%
Property Taxes Growth Rate2-year average: 5.0%
5.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$475This listing

vs Other Active Listings

Avg $/sqft

ZIP 59823$326
Missoula County$309

vs Homes Sold Last Month

Median $/sqft

ZIP 59823$269
Missoula County$310

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-01Listed for sale$1,499,900

For Sale by Agent

AgentDarby Henthorn
BrokeragePureWest Real Estate - Missoula

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