




3898 Rainbow Bend Dr, Bonner, MT, 59823
About This Home
An extraordinary Montana dream property brought to life, this stunning 2,845 sq. ft. riverfront home offers a rare opportunity to own a slice of Big Sky Country at its finest. Set on just under 2 beautifully maintained acres, the property boasts approximately 240 feet of pristine Blackfoot River frontage, delivering unmatched access, serenity, and year-round natural beauty. This spacious 3-bedroom, 2-bathroom home, complete with a versatile bonus room, was originally built as a certified Super Good Cents home which was designed with efficiency, comfort, and quality in mind. Inside, you’ll find abundant natural light, an inviting open feel, and a striking fireplace that anchors the living space, perfect for cozy Montana evenings. What truly sets this property apart are the breathtaking panoramic views of both the river and surrounding mountains, creating a constantly changing backdrop right outside your windows. Whether enjoying morning coffee or evening sunsets, the scenery is nothing short of spectacular. Recent upgrades add modern convenience, with all major appliances replaced within the last three years. The property also includes a large detached garage with a lean-to, providing ample space for vehicles, recreational gear, and storage. Located just 18 minutes from Missoula, this home offers the perfect balance of peaceful seclusion and easy access to town. Outdoor recreation is at your fingertips being only a couple of miles from a boat launch and within 30 minutes of Salmon Lake. Making this an ideal basecamp for fishing, boating, hiking, and year-round adventure. This is more than a home in Montana, it’s a lifestyle defined by water, wilderness, and wide-open views.
Getting Around
Schools
Construction
Condition
- Year built: 1987
Materials
- Foundation: Treated Wood
- Roof: Asphalt
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Cabin,Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dryer,Dishwasher,Microwave,Range,Refrigerator,Washer
- Laundry features: Washer Hookup
Basement
- Basement: None
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Fireplace,Open Floorplan,Vaulted Ceiling(s),Walk-In Closet(s)
- Number of fireplaces: 2
- Fireplace: Yes
- Finished area below ground: 624
Heating
- Heating features: Baseboard,Electric,Pellet Stove,Radiant,Wood Stove
Interior Area
- Total interior livable area: 2,845 sqft
Property
Accessibility
- Accessibility features: Low Threshold Shower
Details
- Parcel number: 04220211101070000
- Special condition: Standard
Features
- Levels: One and One Half
- Patio & porch: Deck,Wrap Around
- Exterior features: Garden
- Fencing: None
- Has view: Yes
- View description: Mountain(s),Creek/Stream,Trees/Woods
- Has water view: Yes
- Water view: true
- On waterfront: Yes
- Waterfront features: River Front,Waterfront
- Waterbody name: Blackfoot River
- Topography of land: Level
Lot
- Lot size: 1.97 Acres
- Features: Back Yard,Front Yard,Garden,Landscaped,Secluded,Sprinklers In Ground,Views,Wooded,Level
Parking
- Total spaces: 3
- Parking features: Boat,Circular Driveway,Garage,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 3
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Inland Flooding
- Ice Storm
- Wildfire
- Winter Weather
- Avalanche
- Landslide
- Lightning
How This Home’s Risks Compare
FEMA Declared Disasters in Missoula County and Montana
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $6,826 | $81,912 |
| Home Insurance | $536 | $6,432 |
| Property Taxes | $686 | $8,232 |
| Electricity | $195 | $2,344 |
| Total | $8,243 | $98,916 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-01 | Listed for sale | $1,499,900 |
