417 Stowe Rd, Belmont, NC, 28012
About This Home
This beautifully maintained home offers a welcoming exterior with charming curb appeal and a covered front porch that sets the tone for what’s inside. The main level features rich hardwood floors, elegant trim details, and a bright, open layout designed for both everyday living and entertaining. A formal dining space flows seamlessly into the heart of the home, while the dedicated office or formal living room provides a quiet, flexible space for work or relaxation. A full bedroom and full bathroom on the main floor add convenience and versatility for guests or multi-generational living. The kitchen is well appointed with warm cabinetry, granite countertops, stainless steel appliances, and an island that opens to the spacious living area, creating a natural gathering place. Upstairs, the primary suite is a true retreat with a tray ceiling, generous space, and an en suite bath, while two additional bedrooms share a full bathroom. A large bonus room on the second level offers endless possibilities as a media room, playroom, or additional sleeping space. Out back, the expansive yard provides room to relax, play, or entertain, with space to enjoy outdoor living. Thoughtful finishes throughout and a well-designed floor plan make this home both functional and inviting
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2008
Materials
- Foundation: Crawl Space
- Construction materials: Stone,Vinyl
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Exhaust Fan,Gas Water Heater,Microwave,Refrigerator with Ice Maker
- Laundry features: Electric Dryer Hookup,Laundry Room,Upper Level
Bathroom Full
- Level: Main
Bathroom Full
- Level: Upper
Bedroom S
- Level: Main
Bedroom S
- Level: Upper
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 3
- Main level bedrooms: 1
Bonus Room
- Level: Upper
Breakfast
- Level: Main
Dining Room
- Level: Main
Features
- Breakfast Bar,Soaking Tub,Kitchen Island,Open Floorplan
- Flooring: Carpet,Hardwood,Tile
- Fireplace features: Gas Log,Living Room
- Finished area below ground: 0
- Finished area above ground: 3,093
Heating & Cooling
- Heating features: Forced Air,Natural Gas
- Cooling features: Ceiling Fan(s),Central Air,Zoned
Interior Area
- Total structure area: 3,093
- Total interior livable area: 3,093 sqft
Kitchen
- Level: Main
Laundry
- Level: Upper
Living Room
- Level: Main
Office
- Level: Main
Primary Bedroom
- Level: Upper
Property
Details
- Parcel number: 215876
- Zoning: R2
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Pool features: Community
- Patio & porch: Deck,Front Porch
- Fencing: Fenced,Full
Lot
- Lot size: 0.25 Acres
- Features: Level
Parking
- Total spaces: 2
- Parking features: Attached Garage,Garage Door Opener,Garage on Main Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Ice Storm
- Lightning
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters in Gaston County and North Carolina
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,502 | $30,024 |
| Home Insurance * | $143 | $1,716 |
| Property Taxes | $431 | $5,172 |
| Electricity | $288 | $3,456 |
| Total | $3,364 | $40,368 |
Income You'd Need if You Spent...
North Carolina FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-09 | Listed for sale | $495,000 |
| 2026-01-30 | Pending sale | $495,000 |
| 2026-01-26 | Listed for sale | $495,000 |
| 2025-12-29 | Listing removed | $499,000 |
| 2025-08-18 | Price change | $499,000 |
| 2025-07-25 | Listed for sale | $510,000 |
| 2025-06-26 | Listing removed | $514,000 |
| 2025-04-15 | Price change | $514,000 |
| 2025-02-21 | Price change | $521,000 |
| 2025-01-17 | Price change | $529,000 |
| 2024-12-12 | Listed for sale | $534,000 |
| 2024-11-27 | Listing removed | $535,000 |
| 2024-08-22 | Price change | $535,000 |
| 2024-08-09 | Price change | $550,000 |
| 2024-07-10 | Price change | $561,000 |
| 2024-06-20 | Listed for sale | $575,000 |
| 2024-06-06 | Listing removed | -- |
| 2024-03-29 | Price change | $574,000 |
| 2023-12-21 | Listed for sale | $579,000 |
| 2008-09-02 | Sold | $250,000 |
For Sale by Agent
View on Zillow