




212 Cherry St, Chattanooga, TN, 37403
About This Home
Rare downtown listing on picturesque Cherry Street. Unmatched curb appeal and classic architectural design recreates turn-of-the-century downtown life. This location is at the heart of it all! Easily enjoy all of Chattanooga's many festivals, downtown attractions and outdoor markets from this prime walk/bikeable spot! Mere steps from the Riverfront multiuse path, many of the city's best restaurants, Bluff View Art District; Walnut St Pedestrian Bridge, Coolidge & Renaissance Parks, The Northshore, and Frazier Ave shopping. This townhome's interior spaces have been upgraded and expanded with completion of the previously unfinished 3rd floor space and the addition of a full bath and kitchenette in the spacious carriage house guest suite. The primary bath and secondary full bath have both been recently refreshed as well as select interior finishes in the kitchen, living room and primary bedroom with neutral contemporary colors. The interior design features hardwood floors throughout, 10' and 9' ceilings, ample storage space, extensive trim work and new HVAC units. The framework is designed for an optional elevator. A flex dining/office space, open kitchen to a fireside gathering/living room, half bath, pantry and closets comprise the main floor. The 2nd floor includes primary bedroom, ensuite and walk-in closet, two separate full bedrooms/offices with dedicated closets and a shared full bath, laundry room and a hall closet. Crowning this all is the recently finished oversized 3rd floor bonus room with a captivating city view for use as a workout space, office, media/gaming room, and/or lounge/reading room, as well as three generous closets for even more storage space. There is a private courtyard with open and covered spaces with a breezeway access to the carriage house with a private spacious guest suite/studio with full bath and kitchenette. The two-car garage is accessed from the private motor court with 3 gated entrances. Reasonable HOA fees
Getting Around
Schools
Construction
Condition
- Property condition: Updated/Remodeled
- Year built: 2009
Materials
- Foundation: Block
- Roof: Asphalt,Shingle
- Construction materials: Brick,Cement Siding,Stone
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Bar Fridge,Dishwasher,Free-Standing Gas Range,Gas Water Heater,Microwave
- Laundry features: Electric Dryer Hookup,Gas Dryer Hookup,Washer Hookup
Basement
- Basement: Crawl Space
Bathroom
- Level: First
Bathroom
- Level: Second
Bathroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedroom
- Level: Second
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Bonus Room
- Level: Third
Dining Room
- Level: First
Features
- Breakfast Bar,Ceiling Fan(s),Crown Molding,Double Vanity,Entrance Foyer,Eat-in Kitchen,Granite Counters,High Ceilings,Pantry,Recessed Lighting,Storage,Wet Bar,Walk-In Closet(s),Double Shower,Tub/shower Combo,En Suite,Separate Dining Room
- Window features: Insulated Windows
- Flooring: Cork,Hardwood,Tile
- Number of fireplaces: 1
- Fireplace features: Gas Log,Living Room
- Fireplace: Yes
- Finished area above ground: 3,249
Heating & Cooling
- Heating features: Central,Natural Gas,Zoned
- Cooling features: Central Air,Electric,Zoned
Interior Area
- Total structure area: 3,249
- Total interior livable area: 3,249 sqft
Laundry
- Level: Second
Living Room
- Level: First
Loft
- Level: Third
Master Bedroom
- Level: Second
Property
Details
- Parcel number: 135m B 016.06
Features
- Levels: Two
- Stories: 3
- Patio & porch: Covered,Deck,Patio,Porch,Porch - Covered
- Exterior features: Covered Courtyard,Courtyard,Rain Gutters,Uncovered Courtyard
- Fencing: Front Yard,Aluminum
- Has view: Yes
- View description: City,Other
Lot
- Lot size: 2,861 sqft
- Features: City Lot,Sprinklers In Front
- Lot size dimensions: 23.68 x 120
Parking
- Total spaces: 2
- Parking features: Gated,Garage Faces Rear,Kitchen Level
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Tornado
- Earthquake
- Ice Storm
- Strong Wind
- Winter Weather
How This Home’s Risks Compare
FEMA Declared Disasters Across Tennessee Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,789 | $69,468 |
| Home Insurance | $244 | $2,928 |
| Property Taxes | $1,389 | $16,668 |
| Electricity | $263 | $3,167 |
| Total | $7,685 | $92,220 |
Income You'd Need if You Spent...
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
No market data available for this area
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-23 | Price change | $1,145,000 |
| 2026-06-05 | Listed for sale | $1,220,000 |
| 2021-06-02 | Sold | $850,000 |
| 2021-03-19 | Contingent | $899,000 |
| 2021-03-19 | Listed for sale | $899,000 |
| 2019-07-09 | Listing removed | $3,100 |
| 2019-06-27 | Listed for rent | $3,100 |
| 2009-07-21 | Sold | $615,000 |
