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889 N 1st St, Breese, IL, 62230

3beds
2baths
1,380sqft
$175,000
$127price/sqft
$1,392/moest. monthly cost
$55,680/yrincome needed

About This Home

Motivated Seller! Welcome to this charming 3 bedroom, 2 bath home situated on a beautiful corner lot. This home has been virtually staged. As you step inside you will find a spacious kitchen, breakfast bar and a large living room featuring a gorgeous stone fireplace. The primary bedroom, a full bath and an oversized laundry area are also located on the main level of the home. You will love the design of this home as it features a beautiful staircase that leads to two additional bedrooms and a half bath on the upper level. Outside you will find a large fenced yard and patio, perfect for family nights around the firepit and hosting family and friends for those special occasions. Come take a look today and make this home your own! A/V recording on premises

Getting Around

60
WalkingSomewhat Walkable
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

9/10
Breese Elementary SchoolGrades 2-80.5 mi
8/10
--

Construction

Condition

  • Year built: 1939

Materials

  • Roof: Architectural Shingle
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Range,Refrigerator
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Block,Concrete,Crawl Space,Partial,Unfinished

Bathroom

  • Features: Floor Covering: Other
  • Level: Main

Bathroom2

  • Features: Floor Covering: Other
  • Level: Second

Bedroom

  • Features: Floor Covering: Other
  • Level: Main

Bedroom2

  • Features: Floor Covering: Other
  • Level: Second

Bedroom3

  • Features: Floor Covering: Other
  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,380

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,380
  • Total interior livable area: 1,380 sqft

Kitchen

  • Features: Floor Covering: Other
  • Level: Main

Laundry

  • Features: Floor Covering: Other
  • Level: Main

Living Room

  • Features: Floor Covering: Other
  • Level: Main

Property

Details

  • Parcel number: 060622208005
  • Special condition: Listing As Is

Features

  • Levels: One and One Half
  • Fencing: Fenced

Lot

  • Lot size: 6,534 sqft
  • Lot size dimensions: .15 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Earthquake
Hail
Heat Wave
Inland Flooding
Lightning
Tornado
Winter Weather
Drought

FEMA Declared Disasters Across Illinois Counties

Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $884$10,608
Home Insurance *$139$1,668
Property Taxes $239$2,868
Electricity $130$1,569
Total$1,392$16,704
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$47,725/yr
40% on housing$41,760/yr
45% on housing$37,120/yr

Illinois FAIR Plan Programs

Illinois FAIR Plan Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,961Commercial: 62
Total Premiums$4.35M
Total Exposure$370.02M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.3%
11.3%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 1.9%
1.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$127This listing

vs Other Active Listings

Avg $/sqft

ZIP 62230$136
Clinton County$118

vs Homes Sold Last Month

Median $/sqft

ZIP 62230$141
Clinton County$124

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Price change$179,000
2026-03-20Price change$180,000
2026-02-02Price change$185,000
2025-12-09Price change$190,000
2025-11-10Price change$192,000
2025-10-31Listed for sale$195,000
2025-03-24Sold$178,000
2025-02-25Contingent$178,000
2025-02-24Listed for sale$178,000
2022-02-04Sold$147,000
2021-12-24Contingent$149,900
2021-11-18Listed for sale$149,900
2013-11-13Sold$77,500
2013-07-30Price change$79,900
2013-07-02Price change$84,900
2013-05-25Listed for sale$89,900
2012-12-14Sold$20,600
2012-05-14Sold$18,750
2012-04-11Price change$31,900
2012-03-16Price change$33,900
2012-02-07Price change$36,900
2012-01-13Listed for sale$39,900

For Sale by Agent

AgentCheryl L Johnson
BrokerageStrano & Associates

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