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12946 Joshua St, Northport, AL, 35475

4beds
4baths
2,527sqft
$459,999
$182price/sqft
$2,950/moest. monthly cost
$118,000/yrincome needed

About This Home

Welcome to 12946 Joshua St. in the desirable Montgomery Farms subdivision. This beautifully designed 4-bedroom, 3.5-bath home offers the perfect blend of style, comfort, and functionality. Inside, you’ll find gorgeous wood floors, elegant marble countertops, and a spacious kitchen featuring stainless steel appliances that are ideal for both everyday living and entertaining. The thoughtfully designed floor plan provides ample space for family and guests, while the upscale finishes throughout create a warm and inviting atmosphere. Located in one of the area’s sought-after neighborhoods, this home is a must-see for buyers looking for quality craftsmanship and timeless appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

10/10
4/10
Echols Middle SchoolGrades 7-86.2 mi
4/10
Sipsey Valley High SchoolGrades 9-1210.1 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2007

Materials

  • Roof: Composition,Shingle
  • Construction materials: Brick,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Separate/Formal Dining Room
  • Fireplace features: None

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 2,527
  • Total interior livable area: 2,527 sqft

Property

Details

  • Parcel number: 1906130001015.074

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Rain Gutters

Lot

  • Lot size: 0.36 Acres

Parking

  • Parking features: Concrete,Driveway

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Inland Flooding
Tornado
Cold Wave
Heat Wave
Lightning
Strong Wind

FEMA Declared Disasters Across Alabama Counties

Hurricane
Severe Storm
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$224$2,688
Property Taxes $118$1,416
Electricity $282$3,393
Total$2,950$35,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$101,142/yr
40% on housing$88,500/yr
45% on housing$78,666/yr

Alabama FAIR Plan Programs

Alabama FAIR Plan

Covered
None
Add-on available
WildfireWildfire
Visit Website →

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 6.0%
6.0%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$182This listing

vs Other Active Listings

Avg $/sqft

ZIP 35475$292
Tuscaloosa County$182

vs Homes Sold Last Month

Median $/sqft

ZIP 35475$190
Tuscaloosa County$162

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$469,999
2025-11-25Sold$444,950
2025-10-16Pending sale$449,900
2025-10-07Price change$449,900
2025-08-12Listed for sale$459,000
2015-12-04Sold$220,000
2015-01-09Listing removed$270,000
2015-01-02Listed for sale$270,000
2012-11-16Sold$230,000
2011-09-27Sold$210,176
2006-07-10Sold$270,700

For Sale by Agent

AgentTrevor Sanders
BrokerageAdvantage Realty Group

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