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326 SW Oakwood Ct, Lake City, FL, 32024

5beds
4baths
3,599sqft
$725,000
$201price/sqft
$5,259/moest. monthly cost
$210,360/yrincome needed

About This Home

Framed by a picturesque tree-lined driveway, this stately residence makes an unforgettable first impression. From the moment you step onto the inviting front porch, it's clear this is a home designed with timeless character and gracious living. Inside, warmth and sophistication blend beautifully. The dining room offers an intimate setting for entertaining, anchored by a charming fireplace that creates the perfect ambiance for gathering. At the heart of the home, the kitchen is sure to impress with rich wood cabinetry, an oversized center island, and a chef-inspired gas range/oven with a custom hood —making everyday meals and entertaining enjoyable. The expansive family room was designed for bringing everyone together, offering space to relax along with generous storage to keep life organized. The owner's retreat, conveniently located on the main level, is a peaceful escape featuring spacious closets, dual vanities, a jetted soaking tub, and a separate walk-in shower. Upstairs, the thoughtfully designed layout provides plenty of room for family and guests. Two bedrooms share an updated Jack-and-Jill bath with double vanities, while the remaining bedrooms are served by an additional full bath. A spacious bonus room offers endless possibilities as playroom, fitness area, or additional flex space to suit your lifestyle. Completing the home is an attached two-car garage, adding both convenience and functionality. This property is one you will be proud to call home!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
21
BikeSomewhat Bikeable

Schools

3/10
4/10
Fort White High SchoolGrades 6-1211.1 mi

Construction

Condition

  • Year built: 2007

Materials

  • Foundation: Slab
  • Roof: Metal
  • Construction materials: Brick,Frame,Fiber Cement

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Microwave,Dishwasher,Gas Range,Range Hood,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Insulated,Fireplace,Ceiling Fan(s),Quartz Counters
  • Window features: Insulated Windows
  • Flooring: Carpet Vinyl,Laminate,Carpet,Ceramic Tile
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,599
  • Total interior livable area: 3,599 sqft

Property

Details

  • Parcel number: 344S1603276108
  • Zoning: A3ESA

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Covered,Rear Porch
  • Exterior features: Rain Gutters Whole Roof,Shrubbery

Lot

  • Lot size: 4.14 Acres
  • Lot size dimensions: 4.136 Acres

Parking

  • Total spaces: 2
  • Parking features: 2 Car,Garage,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Lightning
Hurricane
Inland Flooding
Cold Wave
Heat Wave
Strong Wind
Tornado
Wildfire

FEMA Declared Disasters in Columbia County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,665$43,980
Home Insurance *$479$5,748
Property Taxes $753$9,036
Electricity $362$4,346
Total$5,259$63,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$180,308/yr
40% on housing$157,770/yr
45% on housing$140,240/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.2%
16.2%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 0.4%
0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$201This listing

vs Other Active Listings

Avg $/sqft

ZIP 32024$175
Columbia County$210

vs Homes Sold Last Month

Median $/sqft

ZIP 32024$190
Columbia County$158

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-07Listed for sale$725,000
2021-12-02Listing removed--
2021-09-02Listed for sale$675,000
2014-02-27Sold$215,000
2014-01-29Pending sale$249,900
2013-12-19Price change$249,900
2013-11-19Price change$264,900
2013-10-24Price change$285,000
2013-09-18Listed for sale$299,900
2013-08-02Listing removed$279,000
2013-06-25Listed for sale$279,000
2012-09-18Listing removed--
2012-09-13Listed for sale--
2005-10-17Sold$25,000

For Sale by Agent

AgentMissy Zecher
BrokerageREMAX Select Group

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