See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7185 N Farmington Ter, Citrus Springs, FL, 34434

6beds
5baths
4,040sqft
$534,900
$132price/sqft
$4,101/moest. monthly cost
$164,040/yrincome needed

About This Home

Price Improvement! Welcome to 7185 N Farmington Terrace — a stately two-story home offering over 4,000 square feet of thoughtfully designed living space on a .30-acre lot in Citrus Springs. With its symmetrical façade, arched architectural detail, and striking red front door, this home makes a memorable first impression. Inside, soaring ceilings and an open-to-below design create a bright, spacious feel from the moment you enter. The main level offers multiple living spaces, including a formal living room, dedicated dining area, and a separate family room — providing flexibility for entertaining or everyday living. The updated kitchen is both stylish and functional, featuring granite countertops, tile backsplash, extended cabinetry, soft-close drawers, dual sinks, a center island, and abundant prep space. A sunny breakfast nook overlooks the backyard, and a mud room just off the garage adds everyday convenience. A downstairs en-suite bedroom offers an ideal setup for guests, extended family, or multi-generational living. Upstairs, the spacious primary suite easily accommodates a sitting area and features oversized walk-in closets and a dual-vanity bath with generous counter space. Additional bedrooms are thoughtfully arranged, several with en-suite access, along with a large upstairs loft/family room — perfect for a media room, game room, or second gathering space. Updates include BRAND NEW HVAC, fresh exterior paint, updated landscaping and a new drip system for the landscaping. Step outside to a covered patio and fully fenced backyard with 6-foot vinyl privacy fencing accented by solar lighting. Multiple gates, including an oversized 12-foot gate, allow easy access for boats, RVs, trailers, and recreational vehicles. There’s still ample room to create your dream outdoor oasis or add a future pool. Beyond the property, you’ll appreciate the convenience of nearby shopping, dining, and everyday essentials just minutes away. The home is close to Publix, Winn-Dixie, Walgreens, UPS Store, Ace Hardware, local restaurants, fitness studios, and additional retail at the Shoppes of Citrus Hills — offering both convenience and lifestyle in one desirable location. As an added opportunity, the owner also has an additional adjacent lot available and is offering owner financing — a rare chance to expand, build, or invest.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

4/10
5/10
5/10
Lecanto High SchoolGrades 9-1210.0 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range
  • Laundry features: Inside,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1

Features

  • Ceiling Fan(s),High Ceilings,Solid Wood Cabinets,Stone Counters,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,704
  • Total interior livable area: 4,040 sqft

Kitchen

  • Features: Pantry,Granite Counters,Kitchen Island
  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second

Property

Details

  • Parcel number: 18E17S100080075300060
  • Zoning: PDR
  • Special condition: None

Features

  • Levels: Multi/Split
  • Exterior features: Private Yard
  • Fencing: Vinyl

Lot

  • Lot size: 0.30 Acres
  • Lot size dimensions: 105 x 114

Parking

  • Total spaces: 3
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Citrus County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,704$32,448
Home Insurance *$426$5,112
Property Taxes $565$6,780
Electricity $406$4,878
Total$4,101$49,212
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$140,605/yr
40% on housing$123,030/yr
45% on housing$109,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 15.6%
15.6%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 5.1%
5.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$132This listing

vs Other Active Listings

Avg $/sqft

ZIP 34434$133
Citrus County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 34434$162
Citrus County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Price change$534,900
2026-03-04Price change$549,900
2026-02-19Listed for sale$550,000
2026-02-16Listing removed$559,999
2026-01-27Price change$559,999
2025-12-31Price change$565,000
2025-12-07Listed for sale$569,000
2022-08-15Sold$389,500
2022-07-07Pending sale$399,900
2022-06-24Price change$399,900
2022-06-14Listed for sale$429,900
2021-11-08Sold$210,000
2017-04-05Listing removed$255,000
2016-05-16Listed for sale$255,000
2013-12-06Sold$175,000
2013-10-30Price change$181,125
2013-10-19Listed for sale$187,500
2008-07-30Sold$216,499
2005-08-22Sold$25,000

For Sale by Agent

AgentDylan McLeod
BrokerageFIND YOUR PARADISE

Similar Homes