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2530 Cross More St, Valrico, FL, 33594

3beds
2baths
2,140sqft
$455,000
$213price/sqft
$3,584/moest. monthly cost
$143,360/yrincome needed

About This Home

Welcome home to this beautiful 3 bed 2 bath pool home in the heart of Valrico! This home is move- in ready with newer roof, A/C, and electric hot water heater, all replaced within the last 4-5 years. You'll find a quiet and well-kept neighborhood with easy access to shopping, post office, Rt. 60, and major highways. A large great room and open dining room feature plantation shutters, and provide a large space for entertaining. Step through the glass sliding doors to relax and soak up the sun in your private oasis of a screened-in lanai with in-ground pool and spa! Solar heat for the pool will help keep the water warm and save on electricity, pool/spa also has propane heater. There's no shortage of privacy with full length fencing enclosing the yard. Attractive architectural features include a bay window in the front bedroom, several rooms with tray ceilings, and an open floor plan. The 2 car garage is oversized, so you can park your cars and have extra room for storage. The eat-in kitchen also features a breakfast bar and includes all appliances. Don't sleep on this lovingly maintained home!

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

8/10
Valrico Elementary SchoolGrades PK-51.1 mi
3/10
Mann Middle SchoolGrades 6-82.4 mi
3/10
Brandon High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Concrete,Stucco

Other

  • Builder model: Brookland
  • Builder name: Standard Pacific

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Refrigerator
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bathroom2

  • Features: Tub With Shower
  • Level: First

Bathroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 144
  • Dimensions: 12x12

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First
  • Area: 120
  • Dimensions: 12x10

Features

  • Ceiling Fan(s),Living Room/Dining Room Combo,Primary Bedroom Main Floor,Solid Surface Counters,Thermostat
  • Window features: Double Pane Windows,Shutters
  • Flooring: Carpet,Ceramic Tile,Luxury Vinyl,Hardwood

Great Room

  • Level: First
  • Area: 405
  • Dimensions: 27x15

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,581
  • Total interior livable area: 2,140 sqft

Kitchen

  • Features: Breakfast Bar,Pantry,Exhaust Fan,Built-in Closet
  • Level: First

Primary Bathroom

  • Features: Dual Sinks,Shower No Tub,Water Closet/Priv Toilet,Window/Skylight in Bath,Built-in Closet
  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 225
  • Dimensions: 18x12.5

Property

Details

  • Parcel number: U19292191300000400034.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Chlorine Free,Deck,Gunite,Heated,In Ground,Lighting,Pool Alarm,Pool Sweep,Salt Water,Solar Heat
  • Patio & porch: Rear Porch,Screened
  • Exterior features: Lighting,Private Mailbox,Sidewalk
  • Has spa: Yes
  • Spa features: Heated,In Ground
  • Fencing: Vinyl
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 5,500 sqft
  • Features: In County,Sidewalk
  • Lot size dimensions: 50 x 110

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,300$27,600
Home Insurance *$400$4,800
Property Taxes $669$8,028
Electricity $215$2,584
Total$3,584$43,008
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,880/yr
40% on housing$107,520/yr
45% on housing$95,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$213This listing

vs Other Active Listings

Avg $/sqft

ZIP 33594$110
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33594$200
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2025-12-21Price change$455,000
2025-08-18Listed for sale$469,000
2008-04-18Sold$268,600

For Sale by Agent

AgentNicholas Provanzana
BrokerageCOLDWELL BANKER REALTY

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