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2520 Colony Reed Ln, Clearwater, FL, 33763

4beds
3baths
1,606sqft
$354,999
$221price/sqft
$2,591/moest. monthly cost
$103,640/yrincome needed

About This Home

***This property eligible for 100% financing with 0 PMI for owner occupied buyers and may be eligible for up to a $5500 lender credit towards closing costs with preferred lender. Subject to program requirements and lender approval. Ask for details*** Welcome to this spacious End-Unit Townhome in the heart of the city of Clearwater! This beautiful townhome features 4 bedrooms, 3 full bathrooms and 1 Car Garage with an inviting open floor plan. Walk into the large living room area and open modern kitchen with plenty of space for family living and entertaining. The kitchen features wood cabinets, granite countertops. Luxury vinyl plank flooring throughout the house make it quick and easy to maintain. The family and dining areas open to serene pond views, providing the perfect spot to relax and enjoy peaceful lanai hangout. One Bedroom is downstairs with remaining bedrooms on the second floor. Also upstairs, you’ll find a loft area, a master primary bedroom with ensuite full bathroom, and two more bedrooms and 3rd full bathroom. As a corner unit with no rear neighbors, this home provides added privacy and natural light. Flood insurance is not required and No CDD fees. The HOA fees covers many expenses, including lawn maintenance, internet, cable, water, sewer and trash making maintenance easy and affordable. Community Features a clubhouse and community pool. Conveniently located near shopping malls, dining, entertainment, and world famous Clearwater beaches. It is a short 30 minute drive to Tampa International and St. Petersburg-Clearwater Airports. This move-in-ready home combines comfort, value, and location, Book your appointment to see it today!

Getting Around

61
WalkingSomewhat Walkable
29
TransitSome Transit
87
BikeVery Bikeable

Schools

6/10
5/10
Countryside High SchoolGrades PK,9-122.3 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2008

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Laundry Closet

Bedroom1

  • Features: Built-in Closet
  • Level: First
  • Area: 130
  • Dimensions: 13x10

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 110
  • Dimensions: 11x10

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),Open Floorplan
  • Door features: Sliding Doors
  • Flooring: Laminate
  • Common walls with other units/homes: Corner Unit

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,606 sqft

Kitchen

  • Level: First
  • Area: 72
  • Dimensions: 8x9

Living Room

  • Features: Ceiling Fan(s)
  • Level: First
  • Area: 364
  • Dimensions: 26x14

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 162.5
  • Dimensions: 13x12.5

Property

Details

  • Parcel number: 062916881470130010
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Exterior features: Lighting,Other
  • Has view: Yes
  • View description: Water,Pond
  • Has water view: Yes
  • Water view: Water,Pond

Lot

  • Lot size: 1,703 sqft
  • Features: Corner Lot,City Lot,In County

Parking

  • Total spaces: 1
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Cold Wave
Tornado
Tsunami

FEMA Declared Disasters in Pinellas County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,795$21,540
Home Insurance *$177$2,124
Property Taxes $422$5,064
Electricity $197$2,366
Total$2,591$31,092
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,834/yr
40% on housing$77,730/yr
45% on housing$69,093/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.7%
11.7%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 33763$151
Pinellas County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 33763$244
Pinellas County$288

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-13Price change$355,000
2026-01-03Price change$359,900
2025-11-13Listed for sale$364,900
2025-11-07Listing removed$364,900
2025-10-27Price change$364,900
2025-08-12Listed for sale$369,999
2021-12-09Listing removed--
2021-09-27Listed for sale$305,000
2021-09-20Pending sale$305,000
2021-08-17Listed for sale$305,000
2016-08-16Listing removed$194,000
2016-05-21Price change$194,000
2016-03-30Listed for sale$197,900
2010-05-04Listing removed$189,900
2010-03-13Listed for sale$189,900
2009-02-06Sold$187,300

For Sale by Agent

AgentCaroline Hanna
BrokerageCHARLES RUTENBERG REALTY INC

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