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480 Sun Mountain Rd, Chatsworth, GA, 30705

2beds
2baths
1,210sqft
$250,000
$207price/sqft
$2,099/moest. monthly cost
$83,960/yrincome needed

About This Home

This mountain cabin get away is perfect for long weekends, Vacation Rental, or a permanent residence. Located between Carter Lake Reservoir and Carter Lake, just a few minutes from the marina, this cabin is great for those that love the outdoors, boating, and fishing. Master on the main, with two full baths and upstairs loft, with views overlooking the soaring vaulted great room, and stone fireplace. Lots of wonderful knotty pine warm up the interior for a true cabin feel. The kitchen features granite counter tops, range, microwave, and refrigerator. An all season porch is ideal for relaxing any time of year, and the covered deck is a great place to enjoy the cool mountain air. Don't miss an opportunity to own your own mountain get away. View our 3D virtual tour for a full walkthrough of the property.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
6
BikeSomewhat Bikeable

Schools

5/10
Coker Elementary SchoolGrades PK-613.4 mi
4/10
Gladden Middle SchoolGrades 7-814.4 mi
5/10
Murray County High SchoolGrades 9-1214.4 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1984

Materials

  • Foundation: Block
  • Roof: Metal
  • Construction materials: Block,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Single Family Residence,Cabin

Interior

Appliances

  • Appliances included: Gas Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Tankless Water Heater
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Dining Room

  • Features: Dining Rm/Living Rm Combo

Features

  • Beamed Ceilings,Master On Main Level,Separate Shower
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Factory Built,Family Room,Gas Starter
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,210
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Forced Air,Propane
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,210
  • Total interior livable area: 1,210 sqft

Kitchen

  • Features: Pantry

Property

Details

  • Parcel number: 0112 009

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Deck,Porch
  • Has view: Yes
  • View description: Lake
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: No Dock Or Boathouse
  • Waterbody name: None
  • Residential vegetation: Wooded

Lot

  • Lot size: 0.48 Acres
  • Features: Private,Sloped

Parking

  • Parking features: None

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Strong Wind
Tornado
Hail
Inland Flooding
Landslide

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,264$15,168
Home Insurance *$141$1,692
Property Taxes $475$5,700
Electricity $219$2,637
Total$2,099$25,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,965/yr
40% on housing$62,970/yr
45% on housing$55,973/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 7.0%
7.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$207This listing

vs Other Active Listings

Avg $/sqft

ZIP 30705$140
Murray County$155

vs Homes Sold Last Month

Median $/sqft

ZIP 30705$151
Murray County$148

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$250,000
2026-07-23Listed for sale$250,000
2026-07-06Pending sale$250,000
2026-05-15Listed for sale$250,000
2026-01-21Listing removed$369,900
2025-07-21Listed for sale$369,900
2014-06-27Sold$55,000
2013-08-06Sold$26,000
2010-09-03Listing removed$89,900
2010-06-05Listed for sale$89,900

For Sale by Agent

AgentMark Naffziger
BrokerageKeller Williams Realty

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