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456 Roxbury Rd, Valparaiso, IN, 46385

3beds
3baths
4,710sqft
$776,000
$165price/sqft
$5,161/moest. monthly cost
$206,440/yrincome needed

About This Home

Getting Around

0
WalkingCar-Dependent
0
TransitNo Nearby Transit
9
BikeSomewhat Bikeable

Schools

9/10
8/10
10/10
Wheeler High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1979

Materials

  • Construction materials: Combination

Notable Dates

  • Major remodel year: 2026

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Unfinished,Full

Bedroom2

  • Level: Second
  • Area: 256
  • Dimensions: 16X16

Bedroom3

  • Level: Main
  • Area: 196
  • Dimensions: 14X14

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Level: Main
  • Area: 600
  • Dimensions: 20X30

Family Room

  • Level: Main
  • Area: 600
  • Dimensions: 30X20

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 4,710 sqft

Kitchen

  • Level: Main
  • Area: 400
  • Dimensions: 20X20

Living Room

  • Level: Main
  • Area: 500
  • Dimensions: 20X25

Loft

  • Level: Second
  • Area: 140
  • Dimensions: 10X14

Master Bedroom

  • Features: Bathroom (Full)
  • Level: Second
  • Area: 400
  • Dimensions: 20X20

Property

Accessibility

  • Accessibility features: No Disability Access

Details

  • Parcel number: 640930178011000019
  • Special condition: None

Features

  • Stories: 2
  • Has view: Yes
  • View description: Front of Property
  • Water view: Front of Property
  • On waterfront: Yes

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: 110.44x110.44

Parking

  • Total spaces: 4
  • Parking features: Asphalt,Yes,Garage Owned,Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,923$47,076
Home Insurance *$335$4,020
Property Taxes $472$5,664
Electricity $431$5,181
Total$5,161$61,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$176,948/yr
40% on housing$154,830/yr
45% on housing$137,626/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$165This listing

vs Other Active Listings

Avg $/sqft

ZIP 46385$186
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46385$175
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$810,000
2026-01-27Sold$415,000
2025-07-22Listing removed$811,000
2025-04-28Price change$811,000
2025-02-06Price change$845,000
2024-10-07Listed for sale$850,000

For Sale by Agent

AgentAirReca Weaver
BrokerageColdwell Banker Real Estate Group

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