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2730 Carmen St, Portage, IN, 46368

4beds
3baths
2,460sqft
$349,999
$142price/sqft
$2,734/moest. monthly cost
$109,360/yrincome needed

About This Home

Stately Charm Meets Mid-Century Majesty! Welcome to this captivating, custom-built 4-bedroom, 3-bathroom solid brick home sprawling across a generous 0.81-acre lot that masterfully balances grand architectural scale with functional living. The striking front facade commands attention with dramatic two-story columns, crisp white shutters, and manicured topiary landscaping. Step through the front door into a breathtaking, double-height foyer where you are greeted by a magnificent, sweeping oak staircase, polished hardwood floors, and a crystal chandelier. The expansive main level is designed for effortless entertaining and comfortable daily life, featuring a spacious formal living room, a separate cozy family room, a dedicated dining room, a functional kitchen, and a convenient main-floor laundry room. Upstairs, the thoughtful layout keeps all 4 generously sized bedrooms and 2 full bathrooms together on the same level, ensuring maximum privacy for the household. The crown jewel of this property is the spectacular, oversized second-story rooftop terrace positioned directly over the attached garage. Accessible via two separate upper-level doors and enclosed by elegant white wrought-iron railings, this massive deck offers an unparalleled outdoor oasis perfect for hosting summer parties or enjoying your morning coffee. Beyond the terrace, the expansive, fully fenced-in backyard provides a secure, park-like haven framed by mature trees, complete with a handy storage shed for all your gardening tools and outdoor equipment. In a peaceful, established neighborhood, this home offers incredible character, structural integrity, and rare outdoor living space just waiting for your personal style updates. Don't miss your chance to own a truly standout architectural residence--schedule your private tour today!

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
49
BikeSomewhat Bikeable

Schools

4/10
6/10
4/10
Portage High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1959

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Refrigerator,Range
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Main Level,Laundry Room

Basement

  • Basement: Crawl Space

Bedroom2

  • Level: Upper
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom3

  • Level: Upper
  • Area: 132
  • Dimensions: 11.0 x 12.0

Bedroom4

  • Level: Upper
  • Area: 144
  • Dimensions: 12.0 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 143
  • Dimensions: 11.0 x 13.0

Family Room

  • Level: Main
  • Area: 364
  • Dimensions: 13.0 x 28.0

Features

  • Ceiling Fan(s),High Ceilings
  • Finished area above ground: 2,460

Heating

  • Heating features: Baseboard,Natural Gas,Hot Water

Interior Area

  • Total structure area: 2,460
  • Total interior livable area: 2,460 sqft

Kitchen

  • Level: Main
  • Area: 96
  • Dimensions: 8.0 x 12.0

Living Room

  • Level: Main
  • Area: 221
  • Dimensions: 13.0 x 17.0

Primary Bedroom

  • Level: Upper
  • Area: 168
  • Dimensions: 12.0 x 14.0

Property

Details

  • Parcel number: 640513178024000016
  • Special condition: None

Features

  • Levels: Two
  • Pool features: None
  • Patio & porch: Patio
  • Exterior features: Private Yard
  • Fencing: Back Yard,Fenced
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 0.81 Acres
  • Features: Back Yard,Landscaped,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Paved,Oversized,Kitchen Level,Garage Faces Front,Driveway,Asphalt
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Tornado
    TornadoVery High
  • Cold Wave
    Cold WaveRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Tornado
Cold Wave
Strong Wind
Inland Flooding
Lightning
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$198$2,376
Property Taxes $542$6,504
Electricity $225$2,706
Total$2,734$32,808
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,737/yr
40% on housing$82,020/yr
45% on housing$72,906/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$142This listing

vs Other Active Listings

Avg $/sqft

ZIP 46368$122
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46368$162
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-15Price change$349,999
2026-05-19Listed for sale$355,000
2022-03-07Listing removed--
2021-12-06Price change$312,000
2021-11-06Listed for sale$349,900
2006-08-11Sold$185,000

For Sale by Agent

AgentVince Kisala
BrokerageColdwell Banker Real Estate Gr

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