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4305 Ostedt Dr, Valparaiso, IN, 46383

2beds
1baths
790sqft
$189,000
$239price/sqft
$1,479/moest. monthly cost
$59,160/yrincome needed

About This Home

Great home for a first-time buyer or investor, conveniently located near Route 49 with easy access to Route 30 and I-80 for a smooth commute.

Getting Around

38
WalkingCar-Dependent
16
TransitMinimal Transit
35
BikeSomewhat Bikeable

Schools

7/10
8/10
10/10
Valparaiso High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Washer,Range Hood,Refrigerator,Gas Water Heater
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Lower Level

Basement

  • Has basement: Yes
  • Basement: Sump Pump,Storage Space

Bedroom2

  • Level: Main
  • Area: 117
  • Dimensions: 13.0 x 9.0

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Ceiling Fan(s),Laminate Counters,Eat-in Kitchen
  • Window features: Insulated Windows
  • Finished area above ground: 790

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 790
  • Total interior livable area: 790 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14.0 x 10.0

Living Room

  • Level: Main
  • Area: 150
  • Dimensions: 15.0 x 10.0

Primary Bedroom

  • Level: Main
  • Area: 144
  • Dimensions: 16.0 x 9.0

Property

Details

  • Parcel number: 641006382017000003
  • Special condition: None

Features

  • Levels: One
  • Pool features: None
  • Patio & porch: Front Porch
  • Exterior features: Private Yard
  • Fencing: Partial
  • Has view: Yes
  • View description: Other

Lot

  • Lot size: 5,227 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Detached,Gravel,Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $955$11,460
Home Insurance *$91$1,092
Property Taxes $249$2,988
Electricity $184$2,212
Total$1,479$17,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$50,708/yr
40% on housing$44,370/yr
45% on housing$39,440/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$239This listing

vs Other Active Listings

Avg $/sqft

ZIP 46383$155
Porter County$166

vs Homes Sold Last Month

Median $/sqft

ZIP 46383$168
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$189,000
2026-07-28Price change$189,000
2026-07-13Listed for sale$194,000
2024-09-20Listing removed$1,400
2023-08-02Listing removed--
2023-07-27Price change$1,400
2023-07-11Listed for rent$1,430
2021-07-12Listing removed--
2021-07-09Listed for rent$1,350
2021-06-09Sold$140,000
2021-03-24Listing removed--
2018-11-17Listing removed$875
2018-11-12Listed for rent$875
2017-11-18Sold$78,000
2017-10-28Pending sale$76,000
2017-10-17Price change$76,000
2017-09-19Price change$79,900
2017-09-11Price change$89,900
2017-08-25Listed for sale$99,900
2006-03-16Sold$84,500

For Sale by Agent

AgentDavid Jacinto
BrokerageRealty Executives Premier

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