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397 E 1300 N, Chesterton, IN, 46304

3beds
3baths
1,941sqft
$350,000
$180price/sqft
$2,343/moest. monthly cost
$93,720/yrincome needed

About This Home

Trade traffic for trailheads and design a home that completely reflects your soul. Tucked away on an expansive 2.03-acre wooded lot in Chesterton, this solid tri-level property is a dream canvas for the visionary buyer ready to bring a high-contrast, moody aesthetic to life. With 2,531 square feet, three bedrooms, and three bathrooms, plus a bonus room, the spacious layout features great architectural bones that practically beg for rich textures, deep color palettes, and a custom modern remodel. Location Highlights Outdoor Adventure: The Heron Rookery Trail and Dale B. Engquist Nature Preserve are practically at your doorstep. Spend your weekends exploring the Indiana Dunes State Park Nature Center or Coffee Creek Preserve. Top-Tier Education: Located within the highly desirable Duneland School Corporation boundaries. Easy Commuting: Enjoy the perfect balance of a secluded, peaceful retreat that is still highly connected--the Beverly Shores train station or by car is just a short drive away for effortless city trips. (approx. 40 minutes to the city). Outside, the massive yard is surrounded by trees, offering ultimate privacy for a stunning outdoor living area, a native garden, or quiet mornings listening to birdsong. Ample parking and a 2.5-car garage mean there's plenty of room for your weekend toys and guests. Opportunities that blend acreage, top schools, immediate trail access, and true renovation potential don't last long. Schedule your tour today. Home is being sold AS-IS.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
2/10
9/10

Construction

Condition

  • Year built: 1975

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Water Softener Owned,Washer,Refrigerator,Gas Water Heater,Dishwasher
  • Laundry features: Gas Dryer Hookup,Washer Hookup,Sink,Laundry Room

Bedroom2

  • Level: Upper
  • Area: 136.8
  • Dimensions: 11.4 x 12.0

Bedroom3

  • Level: Upper
  • Area: 136.8
  • Dimensions: 11.4 x 12.0

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 182
  • Dimensions: 13.0 x 14.0

Family Room

  • Level: Lower
  • Area: 294
  • Dimensions: 14.0 x 21.0

Features

  • Ceiling Fan(s),Laminate Counters,Entrance Foyer
  • Window features: Wood Frames
  • Finished area above ground: 1,291

Foyer

  • Level: Main
  • Area: 49
  • Dimensions: 7.0 x 7.0

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,941
  • Total interior livable area: 1,941 sqft

Kitchen

  • Level: Main
  • Area: 210
  • Dimensions: 21.0 x 10.0

Laundry

  • Level: Lower
  • Area: 104
  • Dimensions: 13.0 x 8.0

Living Room

  • Level: Main
  • Area: 300
  • Dimensions: 20.0 x 15.0

Office

  • Level: Lower
  • Area: 182
  • Dimensions: 14.0 x 13.0

Primary Bedroom

  • Level: Upper
  • Area: 156.6
  • Dimensions: 13.5 x 11.6

Sunroom

  • Level: Main
  • Area: 203.58
  • Dimensions: 17.4 x 11.7

Utility Room

  • Level: Lower
  • Area: 49
  • Dimensions: 7.0 x 7.0

Property

Details

  • Parcel number: 640428400031000010
  • Zoning description: residential
  • Special condition: Agent Owned,None

Features

  • Levels: Tri-Level
  • Pool features: None
  • Patio & porch: Covered,Screened,Rear Porch
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Rural,Trees/Woods

Lot

  • Lot size: 2.03 Acres
  • Features: Back Yard,Rectangular Lot,Paved,Front Yard

Parking

  • Total spaces: 2.5
  • Parking features: Off Street,Paved,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2.5
  • Covered spaces: 2.5
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Tornado
Inland Flooding
Strong Wind
Winter Weather
Tsunami

FEMA Declared Disasters Across Indiana Counties

Flood
Snowstorm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$168$2,016
Property Taxes $222$2,664
Electricity $184$2,212
Total$2,343$28,116
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$80,331/yr
40% on housing$70,290/yr
45% on housing$62,480/yr

Indiana FAIR Plan Programs

Indiana Basic Property Insurance Underwriting Association

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 810Commercial: 30
Total Premiums$1.77M
Total Exposure$1.82M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.0%
10.0%
0%30.0%
Electricity Growth Rate10-year average: 6.1%
6.1%
0%15.0%
Property Taxes Growth Rate2-year average: 3.9%
3.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 46304$175
Porter County$165

vs Homes Sold Last Month

Median $/sqft

ZIP 46304$182
Porter County$169

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-17Listed for sale$350,000

For Sale by Agent

AgentShawn Franz
BrokerageBrokerworks Group

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